Paid advertisement
Smart Money People Logo

Virgin Money: Credit cards reviews

3.81
Based on 807 reviews, last reviewed 18th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026
Mohammed A's avatar
Mohammed A

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026
Ian Bullock's avatar
Ian Bullock

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Virgin Money Credit cards reviews (807)

Great product, excellent 0% term with low monthly repayments

4
Great product, excellent 0% term with low monthly repayments Reviewed on: 17th December 2018

Great Service

5
Great product and service would Definately recommend Reviewed on: 16th December 2018

Easy to deal with online

5
Easy to deal with and maintain account online. Reviewed on: 16th December 2018

Great balance transfer rate

5
Easy to set up and transfer a balance to the card. Reviewed on: 16th December 2018

Fantastic!

5
So easy to sign up for, professional and secure with fantastic offers! Reviewed on: 15th December 2018

So Easy!

5
With 0% interest for 30 months, it was really easy to open up a credit account with Virgin Money online. So easy to manage too! Reviewed on: 15th December 2018

Easy to manage

5
Easy to set up and to manage thereafter. Reviewed on: 15th December 2018

Good security, very customer focussed

5
Good rate offers on credit cards, good telephone customer service. Very secure, compared to my other card suppliers Reviewed on: 15th December 2018

Hassle free transactions

5
I find virgin money credit card a good product which has a good website and easy transactions Reviewed on: 15th December 2018

great account

5
really great company and great account Reviewed on: 15th December 2018

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Virgin Money?

    View all products