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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.78 (816 reviews)

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3.78

Based on 816 reviews, last reviewed 14th Aug 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Perfect 0% credit card

All 100% perfect with regards to interest, period, paying back options. Reviewed on: 18th December 2018

Perfect credit card for me

Perfect limit. Easy to pay back. Love the 29 months. Love 0% interest on purchase. Reviewed on: 18th December 2018

great service and brilliant staff to help

appreciate all the help and advice given to me during my difficult times Reviewed on: 18th December 2018

Number 1 credit card in UK

Very good flexible offers . Very helpful staff on phone banking . Reviewed on: 18th December 2018

Easy and secure

Easy to use but with good security procedures. Reviewed on: 18th December 2018

Excellent!

Always get what i go online for and hassle free. Reviewed on: 18th December 2018

Straight forward

I wanted to transfer a credit card balance to a zero rate. The process was straight forward no nonsense, no pushy upselling- exactly what I wanted. Reviewed on: 17th December 2018

Easy, trustworthy banking

Easy application process and balance transfer, card arrived super quick and making payments online is super quick and hassle free! Reviewed on: 17th December 2018

very happy

Very good rates, and great offers and deals such as cash back and discounts etc Reviewed on: 17th December 2018

Great product, excellent 0% term with low monthly repayments

Great product, excellent 0% term with low monthly repayments Reviewed on: 17th December 2018

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