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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.81 (807 reviews)

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3.81

Based on 807 reviews, last reviewed 18th May 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

Great advise

It’s very refreshing to get such sound advise regarding careful spending. Reviewed on: 15th December 2018

Quick easy and brilliant rates and service!

I initially applied for my virgin credit card to transfer a balance from another card. I now use my virgin card in all sorts of ways, whether it's to purchase items and gifts and receive cashback or using the card abroad with the low Apr rate. This card is brilliant to use for all kind of things, reap rewards, and easily pay off any debt. I love the virgin experience days! They're a great way to treat friend and family or even a sneaky treat for yourself! What time I've contacted the service desk the staff are amazing are can't do enough to help. I wouldn't recommend any other company! Thanks guys :) Reviewed on: 15th December 2018

Great value credit card with promotional offers and easy to manage online

This credit card had one of the most competitive 0% balance transfer and 0% purchases promotional offers. The card can be easily managed online through the secure Virgin Money login. Reviewed on: 15th December 2018

excellent

excellent service and would definitely recomend Reviewed on: 15th December 2018

A Superior Service

It was so refreshing applying for a credit card and money transfer with Virgin as the service is actually better than you would expect all the way through. Full explanations, clear instructions (how unusual) efficient and easy to use. Lovely and definitely superior to the other major providers Reviewed on: 15th December 2018

Excellent Virgin Credit Card Deals

With a few unexpected financial outgoings over the last year, my Virgin Money credit card was a lifesaver! I opened an account and took up the 0% over 18 months offer (subject to a small fee) and literally solved all of my financial headaches in one swoop. Thank you Virgin Money! Reviewed on: 14th December 2018

Trendsetter

Virgin Money was the first bank that offered me a credit card that did not charge me any charges when using my card in Europa, saving me money - meaning I have MORE to spend! Reviewed on: 14th December 2018

Excellent and easy way to open account

Easy account to open, only issue is no app Reviewed on: 14th December 2018

Great and easy to use.

Great banking, easy to use and always there. Reviewed on: 14th December 2018

Does what it says on the tin

Does what it says it will do. Simple and effective. Reviewed on: 14th December 2018

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