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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.81 (807 reviews)

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3.81

Based on 807 reviews, last reviewed 18th May 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Lower interest rates and good customer service Lower interest rates and good customer service Reviewed on: 18th May 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (807)

A fair card

A good product supported by an east to use website. Reviewed on: 14th December 2018

Superb service

I have Virgin credit card and they give very good rate and easy pay. Money comes to your account within few hours of your successful application. This company also give tax free credit for a credit card for a duration where you don't pay no APR at all. Very highly recommended:) Reviewed on: 14th December 2018

Secure and a pleasure to use online platform .

I make online payments to my account online and have never had any issue. Confirmation emails of transactions are sent to me promptly. Reviewed on: 14th December 2018

A great, hass-free credit card.

The Virginia Credit Card has a fantastic long period for 0% interest on balance transfers and has added incentives like amazing competitions and offers on things like holidays, wines and experiences. Reviewed on: 14th December 2018

customer care unprecedented in professionalism.

I had never had a credit card before and when I applied and spoke to the virgin money team they had so much time to explain how too use the card its limits and setting up a direct debit..I felt for once a proper customer being indulged because of my lack of knowledge with credit cards.Thankyou virgin money for a pleasant and rewarding experience.If I am lucky too win I would like to donate the money to our local community centre in Sutton in ashfield notts.Thanks again.Your team as obviously been trained extremely well. Reviewed on: 14th December 2018

Unbeatable service

excellent customer service, staff well spoken and exceptional balance transfer deals Reviewed on: 14th December 2018

Little input for maximum output!

Fantastic bank and staff- they do all the work for you, ideal for very busy people- you’re never disappointed x Reviewed on: 14th December 2018

Easy, no hassle lending.

Used the virgin money card to pay off a motorbike. Clear information, easily managed my debt over the desired period and even extend the payment period with no problems. Would recommend Virgin Money to everyone! Reviewed on: 14th December 2018

Very easy to deal with

Very easy company to deal with and a good simple website to navigate never had any real problems but when I did the customer service was excellent. Reviewed on: 14th December 2018

Great service

I'm always kept informed and updated Reviewed on: 14th December 2018

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