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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.83 (804 reviews)

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3.84

Based on 804 reviews, last reviewed 16th Apr 2026

300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

The thing that sets Virgin Money apart is the experi... The thing that sets Virgin Money apart is the experience from the minute you apply until you register the app. It’s smart, modern, and crystal clear. ... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (804)

Problem free credit card

Have used Virgin for 2 years on 0% deal and everything has been problem free including 2 retail/travel companies going bust and Virgin dealing with that hassle free Reviewed on: 14th December 2018

Great service

Service focused. Very helpful when needed. Reviewed on: 14th December 2018

Great deals

Great deals on credit cards, my only gripe is they do not have a banking app. Reviewed on: 14th December 2018

Satisfied Virgin Customer

I opened a credit card with Virgin this year and have been really impressed with the service received, highly recommended. Reviewed on: 14th December 2018

Good feel

Friendly helpful staff who referred me to website that worked. Reviewed on: 14th December 2018

Competitive, Efficient, friendly.

What is there to say!- virgin money provide a easy, fast & effective service. No issues what so ever. Reviewed on: 14th December 2018

Easy straightforward process

Simplest process I've been through yet. Reviewed on: 14th December 2018

Excellent service

Extremely helpful and friendly service Reviewed on: 14th December 2018

geeat all rounder

using virgin credit cards is easy , straightforward and rewarding. Reviewed on: 14th December 2018

easy process and good warnings

easy to apply for with a good long term interest free period - but it's backed up by clear instructions, terms and useful emails advising of different rates and limits - easy to get balance by text and stay in terms Reviewed on: 14th December 2018

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