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Virgin Money: Credit cards reviews

3.84
Based on 799 reviews, last reviewed 21st Aug 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Competitive, Efficient, friendly.

5
What is there to say!- virgin money provide a easy, fast & effective service. No issues what so ever. Reviewed on: 14th December 2018

Easy straightforward process

5
Simplest process I've been through yet. Reviewed on: 14th December 2018

Excellent service

5
Extremely helpful and friendly service Reviewed on: 14th December 2018

geeat all rounder

4
using virgin credit cards is easy , straightforward and rewarding. Reviewed on: 14th December 2018

easy process and good warnings

5
easy to apply for with a good long term interest free period - but it's backed up by clear instructions, terms and useful emails advising of different rates and limits - easy to get balance by text and stay in terms Reviewed on: 14th December 2018

Convenient, understanding bank.

5
Virgin have always kept me up to date with all changes to my account, never charged me any questionable charges and with their web access and height street banks it couldn’t be easier to find any information I need or even just to pop in and relax. You do feel looked after. Reviewed on: 14th December 2018

Virgin credit card

5
I've had nothing but positive experience while using my Virgin credit card. There customer service is excellent. There seems to be a lot more benefits and rewards for being a Virgin customer than other banks. Reviewed on: 14th December 2018

Top notch for information and customer service

5
Virgin Money has always supported my financial needs. I have been well informed of products and relieved quality customer service when required. Reviewed on: 14th December 2018

Fantastic product

5
Any queries are dealt with quickly and always a positive experience . I always find this with the Virgin brand Reviewed on: 14th December 2018

Good service, good credit limit

3
Mainly chose the product for the interest free period Reviewed on: 14th December 2018

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