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Virgin Money: Credit cards reviews

3.82
Based on 808 reviews, last reviewed 7th Jun 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

4

Simple and easy An accessible app design that helps to ensure payments are easy to make through your bank account. Customer service is also brilliant for questions as... Read more Reviewed on: 7th June 2026
aisha aj's avatar
aisha aj

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026
Ian Bullock's avatar
Ian Bullock

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (808)

straight forward

5
using virgin services has been straight forward and it is a very easy and simple process to use the online banking functions Reviewed on: 14th December 2018

Fantastic service

5
Always have a smile on their face and the lounge in Glasgow is superb Reviewed on: 14th December 2018

Good credit card

5
I’ve been using my Virgin Money credit card for about 15 months. Good offers with it inc intrest free for 28 months. The online payment system is good too. Reviewed on: 14th December 2018

Easy to manage

5
Easy to use, easy to manage and good rewards. Reviewed on: 14th December 2018

Great service

5
Respond to any query quickly and efficiently. Reviewed on: 14th December 2018

Very good service

5
I have had no issues at all with my credit card service Reviewed on: 14th December 2018

Excellent services.

5
No delay, no unnecessary questions. I like them. Jaroslav Reviewed on: 14th December 2018

Excellence

5
Brilliant product with great benefits. Reviewed on: 14th December 2018

Excellent service and rates

5
Couldn't find any company that is even nearly as good. Reviewed on: 14th December 2018

Professional, friendly and capable

5
There are times in life when one needs a credit card and when one does, Virgin are the only option in my opinion. Accessible and flexible ever since I had my first card from them. I can't fault their service. Reviewed on: 14th December 2018

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