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Virgin Money: Credit cards reviews

3.79
Based on 799 reviews, last reviewed 21st Aug 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Professional, friendly and capable

5
There are times in life when one needs a credit card and when one does, Virgin are the only option in my opinion. Accessible and flexible ever since I had my first card from them. I can't fault their service. Reviewed on: 14th December 2018

Easy to use and great communication

5
From day one, Virgin Credit Cards has been a delight to use. All communication is so easy and fuss-free - important when you're a working mum. Plus the website is brilliant. All the information I need is there, which helps me control my budget and my payments. Email communication is good and informative - I don't get bombarded with rubbish. And let's not forget their rates. Been very competitive over the years I've had my card. Over all, probably one of the best credit cards I've ever had. Reviewed on: 14th December 2018

Very efficient

5
Love the website, customer support is excellent and all in all I cannot fault them Reviewed on: 14th December 2018

Never had any problems, at all.

5
Just read the title. Good product, excellent customer service. Reviewed on: 14th December 2018

Fabulous Customer Services

5
Always there to help. Very fast service. Easy to use online services. Friendly and polite staff. Never have to wait long on the phone to speak to someone. Excellent communication. A star! Reviewed on: 14th December 2018

Easy access and lots of add ones

5
Great terms, lots of chances to change product and lots of prize draws! Reviewed on: 14th December 2018

Seriously so easy and understanding.

5
We have had no hassle what so ever from Virgin they have been absolutely brilliant we had to ring about extending our credit and staff where so friendly and very helpful no hidden fees says exactly what it does on the tin, we would deffo recommend to family and friends :) Reviewed on: 14th December 2018

Always helpful

5
Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Great

5
The best on the market. I shopped around and decided to go with Virgin Money. Reviewed on: 14th December 2018

Excellent service received

5
Excellent, customer orientated service received Reviewed on: 14th December 2018

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