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Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (798 reviews)

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3.79

Based on 798 reviews, last reviewed 13th Jun 2025

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (798)

Overall great card

Its great being able to collect airmiles on everyday spends with my VA credit card. I use this on a regular basis and pay off the balance each month, meaning I do not have to worry so much about the interest. That being said, not everyone is able to do this so as with any card, charges could sore. I'm happy with my card and the service it offers and as far as credit cards go, I would happily recommend this card to anyone. Reviewed on: 14th December 2018

Great company

No hassle, great customer service Reviewed on: 14th December 2018

Not a faceless bank

Somehow they manage to communicate on what feels like a truly personal level - good algorithm! Reviewed on: 14th December 2018

Helpful customer service and great rewards

I’ve had to call a couple of times for help and the staff are always great. Also one of the best air miles cards out there as the others give rewards out scarcely where Virgin give out a good rate Reviewed on: 14th December 2018

Mint company

Rewards loyalty, is very friendly and helpful Reviewed on: 14th December 2018

Virgin Credit Card

Good communication when opening credit card .Highly recommended Reviewed on: 14th December 2018

Needs a banking app, and Apple/ Google Pay

The only faults are the bank needs to make an APP as it is long winded loging into a website every time. Also would be more practical with APPLE PAY / GOOGLE PAY set up. Please look into asap, only negative so far. Reviewed on: 14th December 2018

Great service :-)

It was very fast and easy to apply, and this is the first ever credit card i got. The customer service is excellent, i've called a few times when i first got my credit card. Reviewed on: 12th December 2018

Informative and Transparent Service

Information is clear and transparent meaning the user can conduct business with ease and confidence. All queries are quickly resolved and online business conducted with ease. Altogether a terrific service Reviewed on: 9th December 2018

Excellent informed Service

All offers and daily business are clearly explained and transparent. Therefore a straightforward product to use with ease and confidence. Reviewed on: 9th December 2018

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