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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.78 (816 reviews)

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3.78

Based on 816 reviews, last reviewed 14th Aug 2026

133% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

Good credit card

I’ve been using my Virgin Money credit card for about 15 months. Good offers with it inc intrest free for 28 months. The online payment system is good too. Reviewed on: 14th December 2018

Easy to manage

Easy to use, easy to manage and good rewards. Reviewed on: 14th December 2018

Great service

Respond to any query quickly and efficiently. Reviewed on: 14th December 2018

Very good service

I have had no issues at all with my credit card service Reviewed on: 14th December 2018

Excellent services.

No delay, no unnecessary questions. I like them. Jaroslav Reviewed on: 14th December 2018

Excellence

Brilliant product with great benefits. Reviewed on: 14th December 2018

Excellent service and rates

Couldn't find any company that is even nearly as good. Reviewed on: 14th December 2018

Professional, friendly and capable

There are times in life when one needs a credit card and when one does, Virgin are the only option in my opinion. Accessible and flexible ever since I had my first card from them. I can't fault their service. Reviewed on: 14th December 2018

Easy to use and great communication

From day one, Virgin Credit Cards has been a delight to use. All communication is so easy and fuss-free - important when you're a working mum. Plus the website is brilliant. All the information I need is there, which helps me control my budget and my payments. Email communication is good and informative - I don't get bombarded with rubbish. And let's not forget their rates. Been very competitive over the years I've had my card. Over all, probably one of the best credit cards I've ever had. Reviewed on: 14th December 2018

Very efficient

Love the website, customer support is excellent and all in all I cannot fault them Reviewed on: 14th December 2018

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