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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.96 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (802)

Always helpful

Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Great

The best on the market. I shopped around and decided to go with Virgin Money. Reviewed on: 14th December 2018

Excellent service received

Excellent, customer orientated service received Reviewed on: 14th December 2018

Credit card - no fuss

Easy to use website which allows me see exactly what I have spent and when payments are due. Reviewed on: 14th December 2018

Overall great card

Its great being able to collect airmiles on everyday spends with my VA credit card. I use this on a regular basis and pay off the balance each month, meaning I do not have to worry so much about the interest. That being said, not everyone is able to do this so as with any card, charges could sore. I'm happy with my card and the service it offers and as far as credit cards go, I would happily recommend this card to anyone. Reviewed on: 14th December 2018

Great company

No hassle, great customer service Reviewed on: 14th December 2018

Not a faceless bank

Somehow they manage to communicate on what feels like a truly personal level - good algorithm! Reviewed on: 14th December 2018

Helpful customer service and great rewards

I’ve had to call a couple of times for help and the staff are always great. Also one of the best air miles cards out there as the others give rewards out scarcely where Virgin give out a good rate Reviewed on: 14th December 2018

Mint company

Rewards loyalty, is very friendly and helpful Reviewed on: 14th December 2018

Virgin Credit Card

Good communication when opening credit card .Highly recommended Reviewed on: 14th December 2018

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