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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (802)

Needs a banking app, and Apple/ Google Pay

The only faults are the bank needs to make an APP as it is long winded loging into a website every time. Also would be more practical with APPLE PAY / GOOGLE PAY set up. Please look into asap, only negative so far. Reviewed on: 14th December 2018

Great service :-)

It was very fast and easy to apply, and this is the first ever credit card i got. The customer service is excellent, i've called a few times when i first got my credit card. Reviewed on: 12th December 2018

Informative and Transparent Service

Information is clear and transparent meaning the user can conduct business with ease and confidence. All queries are quickly resolved and online business conducted with ease. Altogether a terrific service Reviewed on: 9th December 2018

Excellent informed Service

All offers and daily business are clearly explained and transparent. Therefore a straightforward product to use with ease and confidence. Reviewed on: 9th December 2018

Just fine

Not outstanding, but definitely not rubbish. Reviewed on: 9th December 2018

Amazing Virgin credit cards

Really great service, online account which is always there and useful emails about all their products and savings advice, plus plenty of prize draws to enter. Reviewed on: 9th December 2018

Credit card

I like the credit card. It lets me do what I need to Reviewed on: 7th December 2018

Banking as it should be

We have used virgin money regularly as credit cards go they are fantastic, any problems quickly sorted. Need advice pop into one of their lounges. No horror stories just plain friendly helpful advice. Reviewed on: 7th December 2018

Fantastic Interest Rates

Really like the way Virgin Money offer 0% rates Reviewed on: 7th December 2018

Very fair and honest product

Always clear and uncluttered emails and easy to use website. Applicable advice given and shown to be on the side of the customer. A product to have confidence in. Reviewed on: 7th December 2018

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