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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.83 (804 reviews)

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3.83

Based on 804 reviews, last reviewed 16th Apr 2026

300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

The thing that sets Virgin Money apart is the experi... The thing that sets Virgin Money apart is the experience from the minute you apply until you register the app. It’s smart, modern, and crystal clear. ... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (804)

Mint company

Rewards loyalty, is very friendly and helpful Reviewed on: 14th December 2018

Virgin Credit Card

Good communication when opening credit card .Highly recommended Reviewed on: 14th December 2018

Needs a banking app, and Apple/ Google Pay

The only faults are the bank needs to make an APP as it is long winded loging into a website every time. Also would be more practical with APPLE PAY / GOOGLE PAY set up. Please look into asap, only negative so far. Reviewed on: 14th December 2018

Great service :-)

It was very fast and easy to apply, and this is the first ever credit card i got. The customer service is excellent, i've called a few times when i first got my credit card. Reviewed on: 12th December 2018

Informative and Transparent Service

Information is clear and transparent meaning the user can conduct business with ease and confidence. All queries are quickly resolved and online business conducted with ease. Altogether a terrific service Reviewed on: 9th December 2018

Excellent informed Service

All offers and daily business are clearly explained and transparent. Therefore a straightforward product to use with ease and confidence. Reviewed on: 9th December 2018

Just fine

Not outstanding, but definitely not rubbish. Reviewed on: 9th December 2018

Amazing Virgin credit cards

Really great service, online account which is always there and useful emails about all their products and savings advice, plus plenty of prize draws to enter. Reviewed on: 9th December 2018

Credit card

I like the credit card. It lets me do what I need to Reviewed on: 7th December 2018

Banking as it should be

We have used virgin money regularly as credit cards go they are fantastic, any problems quickly sorted. Need advice pop into one of their lounges. No horror stories just plain friendly helpful advice. Reviewed on: 7th December 2018

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