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Virgin Money: Mortgages (discontinued) reviews

3.02
Based on 92 reviews, last reviewed 8th Feb 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
47%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
35%

Latest highest rating:

5

We have a flexible repay mortgage interest only - so... We have a flexible repay mortgage interest only - so helpful when you are self employed Reviewed on: 26th February 2025
Helen H's avatar
Helen H

Latest lowest rating:

1

Issues switching deals I’ve been with Virgin Money for many years and previously found the mortgage product switch process straightforward and efficient. Unfortunately, this... Read more Reviewed on: 8th February 2026
Stefan Ivanov's avatar
Stefan Ivanov

About this product

Virgin Money is now part of Nationwide so as of 2026, don't accept new mortgage applications.

Review Virgin Money: Mortgages (discontinued) now

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Virgin Money Mortgages (discontinued) reviews (92)

Great service over 20 years

5
I took out a Virgin One mortgage 20 years ago , which helped me pay it off more quickly and efficiently . I had no issues with the account for the whole period. This concluded last month with no fuss , and the house is now wholly owned by me ! A great service from start to finish Reviewed on: 16th November 2017

Mortgage Choice

5
I cannot thank Virgin Money enough for the simple way it was to both apply and get this mortgage at extremely competitive rastes too. Reviewed on: 16th November 2017

Competitive rates, great customer service

5
Getting a mortgage is a very stressful experience and as a first time buyer I was a bit daunted. But virgin money made the experience a lot smoother, the customer service was helpful and polite and above all they offered great rates. Thank you Virgin Money for making my venture into home buying a lot less stressful! Reviewed on: 16th November 2017

Excellent mortgage

5
Extremely helpful and knowledgable staff - very pleased with the level of service that we receive. Reviewed on: 16th November 2017

Mortgage service

4
I have been very happy with the customer service I have received from the Virgin Money team over the many years I have held my mortgage with them. They always keep me updated and respond in a timely fashion to enquiries. I would recommend their services. Reviewed on: 16th November 2017

Just great

5
Very friendly, ready to help, accommodate your requests, answers the phones immediately, good range of products. Reviewed on: 16th November 2017

No news is good news

5
Recently went through a mortgage review & although there were long periods with no interaction / updates, I did periodically receive a text telling me everything was on track - perhaps a few more updates would have been good to avoid me calling for an update. Other than that, it was a seamless process with little effort from me. Reviewed on: 6th November 2017
Reply from Virgin Money Hi Michael, great to hear you're happy with your Mortgage review! Just get back in touch if there's anything else we can help with. Thanks, Jane Response date: 7th November 2017
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Virgin Money

Would Recommend

5
Efficient and good customer service; never had any issues with them. Reviewed on: 3rd November 2017
Reply from Virgin Money Great to hear from you Sally, thanks for your feedback! If there's anything we can do to help, just let us know. Thanks, Jane Response date: 4th November 2017
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Virgin Money

Mortgage

5
Efficient service with great rates. Reviewed on: 6th February 2017

Great CS. Gear packages. Great team. 3* price for 5* service.

5
Couldn't get a better service and amazing packages.. extremely recommended Reviewed on: 6th February 2017

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