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Virgin Money: Travel insurance reviews

Name: Travel insurance
Rating: 2.11 (108 reviews)

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1.79

Based on 108 reviews, last reviewed 19th Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

22%

67%

Latest highest rating:

5

Was taken into hospital virgin money sorted out all... Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024

Latest lowest rating:

1

Purchased Virgin Travel Insurance in good faith. Purchased Virgin Travel Insurance in good faith. WHen our luggage was lost on a Jet2 flight from Geneva, we made a claim only to find out that the cov... Read more Reviewed on: 19th February 2026

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About this product

Virgin Money travel insurance is available for annual multi-trip or a single trip.

Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100 excess per person. Silver is mid-range and has an excess of £75 per person. Gold is the highest cover level with £50 excess per person.

Virgin Money travel insurance reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Travel insurance reviews (108)

Review of the Virgin Money, Travel insurance:

Was taken into hospital virgin money sorted out all...

Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024

Waste of money

Unfortunately had to claim when member of our party took ill and holiday was abandoned. No compensation was paid out to us. Fights, Disney tickets, car parking and hotel all apparently not covered after the £195 per person excess charge, there was 2 of us. Total rip off and would not recommend to anyone. Reviewed on: 3rd August 2019

Very cheap and usefully

Very cheap and they help with anything Reviewed on: 21st July 2019

£25 cashback on annual policy

Excellent service and good levels of cover! Reviewed on: 18th July 2019

Got mugged and lost a lot of my belongings (inlc. passport, phone etc). I ended up getting nothing from Virgin.

Got mugged and lost a lot of my belongings (inlc. passport, phone etc). Virgin travel would find the smallest flaw and will use it against you. Be careful when choosing them as paying for a better service could potentially help you safe thousands. I ended up getting nothing from Virgin. Reviewed on: 16th July 2019

Do not waste your money

I lost some Jewellery on my return journey home. They are refusing to honour my claim as I did not get a report from travel company or airline. I contacted the airport on arrival home but no response received from them. The timeframe has since expired and virgin take exactly 7 days to respond to any emails which further invalidates the claim. They are saying I had every opportunity to get a police report despite the fact I was already back in the UK. How is this possible. Why did call handler not advise me of that ? They use every excuse in the book not to pay out. I chose virgin based on their name within the industry thinking I was paying my premium in good faith not it appears they are cowboys and will look for any opportunity to refuse you’re claim. If I knew where I lost the items they would not be lost would they. I can’t contact the taxi company as I have no idea who they were. Airport have been contacted but no response after 2 weeks. I have never experienced any issues with any insurance company before. I have lost £1200 worth of Jewellery which I cannot afford to replace . I will be taking my complaint to the Financial Ombudsman Service as they are using every possible excuse not to pay out and asking for reports that were not possible to obtain. PLEASE DO NOT WASTE YOU'RE MONEY ON THIS INSURANCE THEY ARE COWBOYS. Reviewed on: 11th June 2019

really worried about having this travel insurance as the reviews are so bad on it

I took virgin travel insurance out on line I tried to access my account online but could not, so I telephoned virgin travel insurance, I explained that I was a bit concerned as I could not access my travel insurance account online saying it has not recognised my policy number, got me worried, the customer service assistant said she would email and post my insurance documents, still worried about my cover in case me and my family should need to use it, so I thought I would look at the reviews, now I am even more worried, the majority of the people happy with their policy's, are the ones who have not had to make a claim yet!! please reassure me feel like taking another one out or asking for my money back. Reviewed on: 8th March 2019

Waste of time and money - do not use this company!

Our luggage was rummaged through on a flight abroad and expensive earphones, speaker, mobile phone and jewellery was stollen. Upon returning we called them, told them everything, at which point they asked us for numerous documents, receipts and a mobile provider letter. We spent ages prepping all the documents required, only to be told a month after our trip that as the products were not in hand luggage, it's not their problem and they will not honour our claim. Will never use this company for anything ever again! Reviewed on: 27th February 2019

Reply from Virgin Money Hi Kerri, thanks for getting in touch. If you'd like me to take a closer look please email your name, address and contact number across to [email protected] and I'll take it from there. Thanks, Lindsay Response date: 2nd March 2019

On-Line ISA misery

I opened a Double Take E-ISA for a better interest rate on my older Access ISA. From start to finish I have had trouble with the passwords issued to me - to the point when trying to make an on-line access, I was asked to provide the 9th digit of the 'one-time' digit posted to me which only comprised of 8 digits. Their help and support lines, which you have to pay for, are poor. For the preservation of my blood pressure, I've closed the account and can fully understand now why Virgin Money customer ratings are so low ! Reviewed on: 27th February 2019

Reply from Virgin Money Good Morning Malcolm. If you'd like me to investigate further, please email your name, address and contact number across to [email protected] and I'd be happy to. Thanks, Lindsay Response date: 2nd March 2019

Poor customer service and poor case management

Received a fit to fly certificate in spite of evidence I clearly was not fit to fly. Then cancelled my cover. E mails not answered and flight refund not received. A fourth attempt to get a response will be the final one. Next stop national media. Reviewed on: 24th February 2019

Reply from Virgin Money Good Afternoon Caroline. If you'd like me to step in to see if I can help, please email your details across to [email protected] and I'll take it from there. Thanks, Lindsay. Response date: 26th February 2019

AVOID AVOID AVOID

Terrible service. We were lied to. They mixed our paperwork up. They say in insurance policy that they will provide taxis. We explained we were in a small airport with temperature outside being -15 and they never got us a taxi to accomadation and airport was closing. The airport staff kindly took us to our accomadation in their own cars 23 miles away or we would have been outside with two small children and it not survial conditions. In the morning they said they had a taxi for us to take us back to airport. I rang them to ask for flight details and they said sorry can't get you a taxi. We had to beg a stranger to take us to airport. If I hadn't not rung Virgin for flight details we would have not known that a taxi wasn't coming and we would have missed our flight. Never will I have anything from Virgin again. Reviewed on: 17th December 2018

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