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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.94 (161 reviews)

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4.95

Based on 161 reviews, last reviewed 23rd Sep 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Good customer service and very friendly staff. Good customer service and very friendly staff. The overall loan application process was fairly quick. Reviewed on: 23rd September 2024

Latest lowest rating:

1

Refused my loan Refused my loan with no reason , not because I have bad credit mean I won’t pay it back Reviewed on: 7th June 2021

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Review Wave Community Bank: Loans now

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Wave Community Bank Loans reviews (161)

Bringing a sensible and ethical approach to ensure sensible lending

ESCU are fabulous, they are the right balance of ethical, practical and professional and I love how they help you save as you are paying back your loan. The staff are genuinely interested in promoting healthy lending and general good money management practices and I have learnt so much from them and secured an affordable loan that is very manageable and which has saved another person from feeling forced into the dark side of lending. Thank you so much ESCU you do a fab job and I’m so proud to be a member too. Reviewed on: 9th March 2021

Excelent Professional and Ethical Loans & Savings Service

The ESCU have been crucial in helping improve my family finances after a large credit card debt owned to high street banks. It is reassuring to be dealing with a responsible and ethical banking option that promotes the well-being of our local community. Their staff of volunteers are extremely professional. HIGHLY RECOMMENDED! Reviewed on: 16th February 2021

Affordable loans

I had a very large vet bill to pay because my pet insurance refused to pay. I went to ESCU for help and they loaned me £500 ,so I paid back £55 per month ,£25 of which went into a savings account. You cannot access the savings until you have paid off your loan. Its a great way to borrow and save at the same time. Reviewed on: 16th February 2021

The first step to financial normality

The Credit Union first helped us get out of a cycle of debt mostly from Short Term loans, with a loan offering affordable repayments and a chance to build savings for our first time. The Annual Bus pass discount with Brighton & Hove buses for members helped us budget better by purchasing an annual pass with a 20% saving rather than paying for the monthly pass which worked out much more expensive and no discount. During lockdown we have taken out loans with the Credit Union that have been arranged at a real quick turnaround whilst still ensuring affordability in it's processing of applications, in fact the service feels more efficient now than ever before and a real person to say thank you to when the loan has been fully processed. Thank you ESCU for your part in our recovery Reviewed on: 15th February 2021

Good

Good to link savings and loans and lots of special offers Reviewed on: 15th February 2021

Brilliant support

A fantastic friendly company very supportive . Gave clear instructions for filling in forms and what the time frane would be for response Reviewed on: 15th February 2021

Great

Very efficient service and helped staff Reviewed on: 15th February 2021

The best British Bank for loans

Very fast and efficient service. Very customer friendly. It listens to individual circumstances and tries to accommodate the customers’ needs. In addition it tailors for the most needed. It’s approach is very flexible. Reviewed on: 15th February 2021

ethical lender

escu is a very high quality ethical lender that supports many at correct rates when others won't Reviewed on: 15th February 2021

The loan that helps you save too

I have repaid several loans now, and managed to save money whilst doing it. This is the best system I have found so far Reviewed on: 15th February 2021

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