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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1439 reviews)

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4.95

Based on 1,439 reviews, last reviewed 17th Jan 2026

17100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fantastic ISAs Zopa app makes saving easy. Investing and withdrawing is easy and straight forward. The interest rates are competitive Reviewed on: 17th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1439)

Review of the Zopa, Cash ISA:

Simple saving with Zopa

Always easy to use ion a few clicks everything is sorted. Reviewed on: 26th April 2025

App is easy to use and provides the right features

App is easy to use. Features are well considered to provide what the saver wants. Competitive interest rates. Reviewed on: 16th January 2026

Three ISAs and more

X3 ISAs, Boosted savings account and instant access account. All good. Reviewed on: 16th January 2026

Consistently high interest rates on savings

Zopa constantly have good intrrest rates if interest. Make it easy to separate savings into different pots. They also give me loan offers, if I should need a loan in future. Reviewed on: 16th January 2026

Competitive rates and an excellent apps

Competitive rates and an excellent app that makes everything easy Reviewed on: 16th January 2026

5*flexible ISA

I fond the flexible ISA easy to set up and operate. Being able to withdraw money as needed and able to pay it back in without using the current years tax allowance is a bonus Reviewed on: 16th January 2026

Zopa are absolutely brilliant.

Zopa are absolutely brilliant. The interest rates thst they offer are extremely fair, and transferring fund into and out of a Zooa account is instant which has to be endorsed as a massive plus point. Reviewed on: 16th January 2026

Very easy to use the app.

Very easy to use the app. Clear, precise and informative. Good rates given, very competitive. Reviewed on: 16th January 2026

Modern banking

App very easy to use and clear to read/understand. Opening new accounts very simple Reviewed on: 16th January 2026

A bank with good service overall.

I’ve been with Zopa as a savings customer for a few years now and they provide a very good service. Their saving rates aren’t the highest but overall I have stayed with them as their app and customer service are great. Reviewed on: 16th January 2026

Great app, easy to navigate and never fails to deliver

Great app, easy to navigate and never fails to deliver Reviewed on: 16th January 2026

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