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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1417 reviews)

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4.95

Based on 1,417 reviews, last reviewed 16th Jan 2026

14900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa is the best banking app. Easy and friendly UI, competitive interest rates on savings accounts, quick transfer in and out of app. Great experience all round. Reviewed on: 16th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1417)

Fabulous way to invest and save through...

Fabulous way to invest and save, easy to use through the app Reviewed on: 1st March 2024

Zopa - fantastic rates, great customer service

Zopa's savings rates are always excellent; at, or near, the top on the market. Their site is easy to use and very clear. When I've needed it, their customer service has been exemplary. Reviewed on: 29th February 2024

Simple savings with extra perks

Easy to set up and a good interest rate, I particularly like the fact you can have separate pots inside the isa account. Reviewed on: 29th February 2024

I find the app very easy to use and intuitive.

I find the app very easy to use and intuitive. I have recommended to family members, who have subsequently opened accounts. Reviewed on: 29th February 2024

I had my account lock and after spoken with customer...

I had my account lock and after spoken with customer service was a very simple process to have the lock lifted Reviewed on: 29th February 2024

Easy to use app which is necessary for me.

Easy to use app which is necessary for me. Reviewed on: 29th February 2024

Excellent % for my Cash ISA.

Excellent % for my Cash ISA. The balance can be withdrawn or topped up instantly. Also good perks to review broadband and other utility providers. Reviewed on: 29th February 2024

Easy to use

Very easy to use. Was able to easily transfer money in and out. Reviewed on: 29th February 2024

User friendly platform.

User friendly platform. ISA interest rates competitive. I wish normal savings interest was improved Reviewed on: 29th February 2024

Very easy to apply for the ISA product, and updates...

Very easy to apply for the ISA product, and updates and communication very good. The app is very informative Reviewed on: 29th February 2024

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