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Zopa: Cash ISA reviews

4.94
Based on 1,499 reviews, last reviewed 7th Mar 2026
22500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Great app, easy and smooth process. Great app, easy and smooth process..competitive rates for their ISAs. Worth keeping an eye on the different 'pots' they offer. Reviewed on: 7th March 2026
Matt's avatar
Matt

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1499)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Just great Clear website Good products

5
Just great Clear website Good products Reviewed on: 23rd April 2025

Everything just works

5
Zopa have simply done everything right, technically everything works and transfers are fast. The service is excellent from their team. Reviewed on: 23rd April 2025

Excellent app and website.

5
Excellent app and website. Easy to move money and good interest rates Reviewed on: 23rd April 2025

Very efficient and easy to see all your investments...

5
Very efficient and easy to see all your investments in one place Reviewed on: 23rd April 2025

CASH ISA with bonus benefits

5
I am able to effectively and efficiently manage my Cash ISA and have the benefit of seeing the interest grow on a monthly basis. Reviewed on: 22nd April 2025

Straightforward to open and operate Cash ISAs

5
Straightforward to open and operate Cash ISAs Reviewed on: 22nd April 2025

Good app, good rates easy to use

5
Good app, good rates easy to use Reviewed on: 22nd April 2025

I have been a customer of Zopa for a while now and h...

5
I have been a customer of Zopa for a while now and have discovered that they are a reliable and professional company to deal with. I have various accounts with them and find that the cash ISA is extremely useful and flexible. Reviewed on: 22nd April 2025

Safe and easy-to-understand deposit and withdrawal

5
Safe and easy-to-understand deposit and withdrawal anytime Reviewed on: 22nd April 2025

Excellent easy to use app, informative and gives you...

5
Excellent easy to use app, informative and gives you control Reviewed on: 22nd April 2025