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Zopa: Cash ISA reviews

4.95
Based on 1,531 reviews, last reviewed 9th Mar 2026
25600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy Application The neutral for CS was because I’ve never had to deal with them and have never needed to. The application process is simple Reviewed on: 9th March 2026
Ian L's avatar
Ian L

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1531)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Excellent range of products and customer service

5
Excellent range of products and customer service Reviewed on: 17th April 2025

Perfect provider

5
The app works perfectly every time which is unusual Reviewed on: 16th April 2025

Great Bank

5
Very easy to operate and transfer money from one a/c to another also the website is dream to use. Reviewed on: 16th April 2025

Excellent App

5
Advanced and easy to use App, enabling swift transfers between various savings pots Reviewed on: 16th April 2025

A good interest rate and flexibility with the accoun...

5
A good interest rate and flexibility with the account because, should it be necessary, I can withdraw money and repay it in the same tax year. Reviewed on: 16th April 2025

Great rate on the cash isa.

5
Great rate on the cash isa. Extremely easy to manage my money and monitor interest paid. The Zopa app is very easy to navigate and has proved to be very reliable. Money withdrawal is easy and is executed by Zopa very quickly. Money paid in appears in my primary savings account almost immediately and is incredibly easy to move from pot to pot. Reviewed on: 16th April 2025

Great savings products

5
Great savings products, interest rates and they keep me well informed of many new products and an ever improving app Reviewed on: 16th April 2025

Great app, easy to use, easy to switch money between...

5
Great app, easy to use, easy to switch money between accounts, great interest rates. Reviewed on: 16th April 2025

Good ISA

4
Easy to use, fee free, good interest rate Reviewed on: 16th April 2025

Easy to use app and great rates.

5
Easy to use app and great rates. Easy to transfer money from other providers. Reviewed on: 16th April 2025