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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1441 reviews)

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4.95

Based on 1,441 reviews, last reviewed 18th Jan 2026

17300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to open with competative rates of interest. Easy account to open. Easy to access via the app. Competative rates of interest. Easy to navigate around the app. Offers a variety of accounts and ser... Read more Reviewed on: 18th January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1441)

Review of the Zopa, Cash ISA:

Competitive interest rates and easy to use App

Competitive interest rates and easy to use App Reviewed on: 25th April 2025

Highly recommend

So easy to use the app and swap.money from pot to pot. Reviewed on: 16th January 2026

Zopa has been amazing offering great customer servic...

Zopa has been amazing offering great customer service especially with my car hire purchase.i have now opened a investment account with zopa offering a great return. Also now looking at opening a current account with zopa Reviewed on: 16th January 2026

So easy to use and great rates.

So easy to use and great rates. Thoroughly recommend Reviewed on: 16th January 2026

Great experience all round

Great experience both opening an isa and transferring one in. Competitive rate. App is easy to use. Reviewed on: 16th January 2026

Zopa have been looking after my Ias for a few Years...

Zopa have been looking after my Ias for a few Years now and zi have always been happy with the service provided and the returns.The app is a joy to use and gives customers the ability to keep an eye on their savings/investments with superb ease of use. Reviewed on: 16th January 2026

Transparent and fair

Zopa makes it really easy to see all of my accounts and expenditure in one place. The ISA is good value and transparent, with Comms sent explaining any upcoming changes to interest rates and why they're being made. Reviewed on: 16th January 2026

Very straightforwards process

Very straightforwards process although some rates could be lower Reviewed on: 16th January 2026

Highly recommend Zopa

Easy to use App, informative and way to understand. Regular email updates about products and services. Very happy with Zopa Reviewed on: 16th January 2026

Applying for a Zopa ISA was easy.

Applying for a Zopa ISA was easy. The interest rates are competitive with other providers - win win Reviewed on: 16th January 2026

Zopa helped me leverage my credit with access to a c...

Zopa helped me leverage my credit with access to a cost effective loan to clean up my spending and enable me to save more money as a result. I was able to save that cash into the ISA all within one easy to use interface. Reviewed on: 16th January 2026

Alternative products

Lifetime ISA
from Moneybox app 4.95 from 4927 reviews
Cash ISA
from HSBC 3.79 from 19 reviews
Junior ISA
from Nottingham Building Society 5.00 from 4 reviews

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