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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1452 reviews)

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4.95

Based on 1,452 reviews, last reviewed 22nd Jan 2026

18400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

From a friendly above and beyond helpful customer se... From a friendly above and beyond helpful customer service team to simple easy to use efficient app and varied financial services . You can tell that t... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1452)

Review of the Zopa, Cash ISA:

Good interest rates, good to save any spare cash

Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Highly recommend ZOPA

I’ve been saving with ZOPA for 3 years and am very happy with the rates and customer service. Opened a cash ISA last year, rates are great and it’s better for me for tax purposes! Reviewed on: 16th January 2026

Highly recommend

So easy to use the app and swap.money from pot to pot. Reviewed on: 16th January 2026

Zopa has been amazing offering great customer servic...

Zopa has been amazing offering great customer service especially with my car hire purchase.i have now opened a investment account with zopa offering a great return. Also now looking at opening a current account with zopa Reviewed on: 16th January 2026

So easy to use and great rates.

So easy to use and great rates. Thoroughly recommend Reviewed on: 16th January 2026

Great experience all round

Great experience both opening an isa and transferring one in. Competitive rate. App is easy to use. Reviewed on: 16th January 2026

Zopa have been looking after my Ias for a few Years...

Zopa have been looking after my Ias for a few Years now and zi have always been happy with the service provided and the returns.The app is a joy to use and gives customers the ability to keep an eye on their savings/investments with superb ease of use. Reviewed on: 16th January 2026

Transparent and fair

Zopa makes it really easy to see all of my accounts and expenditure in one place. The ISA is good value and transparent, with Comms sent explaining any upcoming changes to interest rates and why they're being made. Reviewed on: 16th January 2026

Very straightforwards process

Very straightforwards process although some rates could be lower Reviewed on: 16th January 2026

Highly recommend Zopa

Easy to use App, informative and way to understand. Regular email updates about products and services. Very happy with Zopa Reviewed on: 16th January 2026

Applying for a Zopa ISA was easy.

Applying for a Zopa ISA was easy. The interest rates are competitive with other providers - win win Reviewed on: 16th January 2026

Alternative products

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Junior ISA
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Cash ISA
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