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Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Very straight forward to use the app and good custom...

4
Very straight forward to use the app and good customer service Reviewed on: 28th February 2025

Zopa is extremely simple and intuitive, but also fee...

5
Zopa is extremely simple and intuitive, but also feels very safe - the way the savings pots only link to a single bank account means i am never worried that my money can be stolen Reviewed on: 28th February 2025

Fab App modern saving

5
A really great App, recently improved, Zopa feels like a very modern way to say with plenty of great options for fixing. The ISA has good rates and is easy to handle. Reviewed on: 28th February 2025

Great deals on the cash isa, you can choose immediat...

5
Great deals on the cash isa, you can choose immediate withdrawal or 7 days or longer so you are completely in control Reviewed on: 28th February 2025

All info easily available on the app very easy to un...

5
All info easily available on the app very easy to understand- would recommend Reviewed on: 28th February 2025

Great ISA products and customer service

5
The rates offered for ISA’s was great last year and the app is easy to use. They have been fast, efficient and easy to deal with on all occasions. Reviewed on: 28th February 2025

So so so easy to set up and use.

5
So so so easy to set up and use. All via a very intuitive app. Love it! Reviewed on: 28th February 2025

Easy to open up an hub account and different products.

5
Easy to open up an hub account and different products. App is good but some features for some products could still be implemented. Reviewed on: 28th February 2025

Superb flexible cash ISA, great interest rate and th...

5
Superb flexible cash ISA, great interest rate and the app is oh so easy to use. Have recommended to friends and partner has opened one too. Reviewed on: 28th February 2025

It’s straightforward and easy to understand, you are...

5
It’s straightforward and easy to understand, you are informed of any changes to rates before they happen Reviewed on: 28th February 2025