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Zopa: Cash ISA reviews

4.95
Based on 1,535 reviews, last reviewed 12th Mar 2026
26000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026
Colin f's avatar
Colin f

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Brilliant for a range of accounts

5
Brilliant for a range of accounts Reviewed on: 28th February 2025

Great experience with new provider

5
Simple process. Clear website and good support team Reviewed on: 28th February 2025

Best rates and use-ability - all round good experie...

5
Best rates and use-ability - all round good experience for instant saving, simplicity and current accounts Reviewed on: 28th February 2025

Easy to set up and manager.

5
Easy to set up and manager. Secure and easy to use App. A sense of fun and positivity prevails. some very good competitive interest rates Reviewed on: 28th February 2025

Zopa cash ISA

5
Top interest easy access from a reputable company Reviewed on: 28th February 2025

I love Zopa, they offer great products that are real...

5
I love Zopa, they offer great products that are really easy to access. Reviewed on: 28th February 2025

App very straightforward and appears secure

5
Website/App very easy to use. Bank has been very quick to response to every transaction. After taking out an ISA I opened a current account recently and have been very happy with the functioning and security features. Reviewed on: 28th February 2025

Simple finance

5
Really good. Easy to use app. Everything is so straightforward and rates are competitive Reviewed on: 28th February 2025

Great organisation

5
Easy to use app, easy to understand, good FAQ section Reviewed on: 28th February 2025

Money is safe and eecure

5
So easy to control my money using the app on my phone, and very secure. I’ve never had to phone up with a query because everything was straight forward from the start. Reviewed on: 28th February 2025

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