Write a review

Go to business site

Zopa: Car finance reviews

Name: Car finance
Rating: 4.63 (791 reviews)

View other Zopa products

4.63

Based on 791 reviews, last reviewed 1st Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

Read all reviews Write a review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Car finance now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Car finance reviews (791)

100 helpfull

We got a car loan and I had trouble with my licence as my lorry licence had run out on it I thought it had stopped us from getting the loan but the lady with zopa pulled all the strings to sort it out Reviewed on: 5th April 2023

My Car Loan

To put it simply, Zopa got me back on the road. After being hit by a lorry in a car that I had only just paid off, I needed to source a new vehicle and get back on the road. Once I'd found the right car for me, the Volvo garage sourced the finance that allowed this to happen and for me to resume my life. The loan process was efficient and clear. Their communication is excellent with monthly direct debit reminders and quarterly statements. It couldn't be easier to ensure I'm in control of my finances. To put it simply, Zopa allowed me to manage a quite distressing situation past accident and enabled me to resume my normal life. I wouldn't hesitate to recommend them and to use them again. Reviewed on: 5th April 2023

Car finance

Everything went quick, nice and smooth. Not asking irrelevant questions. Reviewed on: 5th April 2023

Pretty good .

Pretty good with the app to keep track of things .Just interest on my loan was a little bit expensive but overall a good experience so far . Reviewed on: 5th April 2023

Brilliant

From the application, to getting my car they were brilliant. I had an advisor I could contact who was able to guide me through the process and answer all my qut. Reviewed on: 5th April 2023

Easiest Car Finance

Zopa make it really straightforward to obtain a car loan and unlike other providers (I am looking at you AA Car Finance) they are clear of the costs at every stage. Filled in the form and the money went straight into my account. Reviewed on: 5th April 2023

Easy

The process of creating a loan with Zopa was very easy and quick but safe. Reviewed on: 5th April 2023

Efficient, helpful, seamless

Zopa provided my car finance, everything was straightforward from the beginning. Good, clear communication & a very efficient service! Reviewed on: 5th April 2023

My price of mine

Can’t thank ZOPA enough for my car lone and my daughters car lone ! I was in the car dealership and fancied a new car and the dealers interest rate was not what I was expecting. So I downloaded ZOPA and trust me when I say within minutes I had the desired amount in my account. Absolutely tremendous service and I would totally recommend to all my friends and family Gary Reviewed on: 5th April 2023

Brilliant customer service

So quick and straightforward. Lovely friendly staff Reviewed on: 5th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Close Brothers 1.85 from 71 reviews
Car Finance
from Black Horse 2.48 from 33 reviews
Car Finance
from Oodle Car Finance 2.49 from 39 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub