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Zopa: Car finance reviews

Name: Car finance
Rating: 4.65 (792 reviews)

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4.65

Based on 792 reviews, last reviewed 25th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Zopa was the obvious pick for my Model 3 Already a Zopa customer across banking, credit card and a personal loan, it made sense to go back to them for the car finance too. I even sourced the ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Terrible experience after my dealer suggested they w... Terrible experience after my dealer suggested they were good. Loan approved but after went to underwriter rejected. very poor customer care who were n... Read more Reviewed on: 1st June 2026

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Car finance reviews (792)

Brilliant customer service

So quick and straightforward. Lovely friendly staff Reviewed on: 5th April 2023

Car finance

Quick and excellent service. Simple to use the website does not ask you the same question over again. Reviewed on: 5th April 2023

Quick easy hassle free car loan

The process was so simple and easy, all done online, app is very very easy to use - was kept informed throughout the entire process - highly recommended Reviewed on: 5th April 2023

Zopa is so refreshing

Super lender with great ethics. Highly recommend. Reviewed on: 5th April 2023

Easy to get . Good to manage .. great to have

I got a credit to buy a car when my previouse one blew up Reviewed on: 5th April 2023

Easiest possibe way to finance your car

In only a handful of clicks, my finance was approved and I was able to commit to purchasing the car. I had an occasion to call and it was refreshing to get to speak to someone knowledgeable, friendly and efficient Reviewed on: 5th April 2023

Simple and Easy, nothing hidden

Really simple to apply and funds arrived as agreed. Simple and easy early repayment system Repayments always taken as arranged. Reviewed on: 5th April 2023

Easy to use loan

There is great customer service with this loan, I know exactly where I am with the payments and how much is left to pay. Overall great experience. Reviewed on: 5th April 2023

Car finance loan

Very quick and efficient in dealing with my request, was all done and completed within 30 mins , great service Reviewed on: 5th April 2023

Easy process, brilliant app, low interest rates

Easy process, brilliant app, low interest rates Reviewed on: 5th April 2023

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