Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43439 reviews)

View other Zopa products

4.94

Based on 43,439 reviews, last reviewed 9th Mar 2026

153350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Help me improve my credit score gave me credit when... Help me improve my credit score gave me credit when no one else would don't press you up your limit and help if u need it Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43439)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to speak too very professional

Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

Prompt efficient customer service. Reviewed on: 6th March 2026

Zopa has been a life line for me & my finances!

Zopa has been a life line for me & my finances! Reviewed on: 6th March 2026

Zopa bank and loan helped me at my most financial ha...

Zopa bank and loan helped me at my most financial hardship with amazing rates very quick and swift and easy to apply. Reviewed on: 6th March 2026

Great company, great service,no problems at all with...

Great company, great service,no problems at all with this company Reviewed on: 6th March 2026

Great card great service would definitely recommend

Great card great service would definitely recommend Reviewed on: 6th March 2026

they've helped me to get a good credit score

they've helped me to get a good credit score Reviewed on: 6th March 2026

Zopa was very helpful and there for me at the right...

Zopa was very helpful and there for me at the right time thanks Reviewed on: 6th March 2026

Great, always helpful when needed

Great, always helpful when needed Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.82 from 97 reviews
Credit card
from Chase Bank 4.95 from 371 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5926 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub