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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43442 reviews)

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4.94

Based on 43,442 reviews, last reviewed 10th Mar 2026

153500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa worth having Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43442)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service from Zopa highly recommended to ot...

Excellent service from Zopa highly recommended to others Reviewed on: 6th March 2026

Great company

I haven't had to contact customer service, but have given a excellent, due to not having to contact them at all.,I am not very tech savvy but your app is very easy to use, perfect for someone like me. Reviewed on: 6th March 2026

Very easy to get hold of customer service the intera...

Very easy to get hold of customer service the interactions are easy and straightforward Reviewed on: 6th March 2026

Fantastic customer service user friendly app five st...

Fantastic customer service user friendly app five star ***** Reviewed on: 6th March 2026

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

Very prompt replies to any queries or questions I’ve...

Very prompt replies to any queries or questions I’ve had and everything set out very clearly in the app Reviewed on: 6th March 2026

Zopa has a user friendly app.

Zopa has a user friendly app. It’s a seem less credit transaction experience. Reviewed on: 6th March 2026

The communication form Zopa and their professionalis...

The communication form Zopa and their professionalism has been very refreshing. I would highly recommend them. Reviewed on: 6th March 2026

An amazing experience and has helped boost my credit...

An amazing experience and has helped boost my credit rating Reviewed on: 6th March 2026

Zopa credit card

Very easy to use via the app. Payments easy to make. Reviewed on: 6th March 2026

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