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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great credit card to help me rebuild my credit score.

Great credit card to help me rebuild my credit score. Other credit cards wanted a much higher apr or charge cards. Reviewed on: 15th January 2025

Thoroughly professional

Ease of use, excellent customer service and thoroughly professional Reviewed on: 15th January 2025

I have been with Zopa a long time aplication was eas...

I have been with Zopa a long time aplication was easy and it’s very handy to have Reviewed on: 15th January 2025

Edvardas Pavembrauskas

I got your credit card only month ago and i could to use very easy, I could to use cash machine and shopping. I'm very happy and thank you so much. Reviewed on: 15th January 2025

Process was quick and easy, the app is very easy to...

Process was quick and easy, the app is very easy to use and you know where you are at all times which helps manage your limit etc Reviewed on: 15th January 2025

Very swift response .Fantastic work

Very swift response .Fantastic work Reviewed on: 15th January 2025

Easy to use card.

Easy to use card. Nice artwork and security. App is good to check over . Never had to use customer service but I know they are there if needed Reviewed on: 15th January 2025

I have nothing but a good experience

I have nothing but a good experience Reviewed on: 15th January 2025

opened my account very easily without any problems w...

opened my account very easily without any problems which gave me great confidence Reviewed on: 15th January 2025

Simple and effective

Simple and effective. Does what needs to be it to do. Reviewed on: 15th January 2025

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