Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,432 reviews, last reviewed 9th Mar 2026
153000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service Great service and high level of professionalism. Reviewed on: 9th March 2026
FM's avatar
FM

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43432)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service

5
Good customer service. Excellent service Reviewed on: 6th March 2026

Easy to use, great information about your credit ava...

5
Easy to use, great information about your credit availability Reviewed on: 6th March 2026

Frendly and professional

5
Love how they keep me updated on my spending Reviewed on: 6th March 2026

Zippy Zopa.

5
just very very swift to process my payments each month Reviewed on: 6th March 2026

very good cudtomer care.

5
very good cudtomer care. explained things to me. Reviewed on: 6th March 2026

Always easy to access super help

5
Always easy to access super help Reviewed on: 6th March 2026

fast, great service.

5
fast, great service. It would be nice if every bank could have this. Reviewed on: 6th March 2026

Superb Card

5
Easy to find things, give me reminders. Easy to access and understand things on the site. listen to customers. Reviewed on: 6th March 2026

Cracking credit card!

5
Cracking credit card! Great experience....... Reviewed on: 6th March 2026

Great company

5
Great company, great customer service always helpful Reviewed on: 6th March 2026