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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43443 reviews)

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4.94

Based on 43,443 reviews, last reviewed 10th Mar 2026

153550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43443)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Very easy to use via the app. Payments easy to make. Reviewed on: 6th March 2026

Zopa are helpful & informative

Very straightforward and understandable find that my notifications are useful and informative. Reviewed on: 6th March 2026

Great service and no hidden charges

Great service and no hidden charges Reviewed on: 6th March 2026

Reliable.

Reliable. Customer services great & helpful. No hassles Reviewed on: 6th March 2026

As comfortable as slippers

Easy to get hold off and app is great easy to use and access information. Reviewed on: 6th March 2026

Excellent service and good website

Excellent service and good website Reviewed on: 6th March 2026

Apr is one of the highest but it is still a good ser...

Apr is one of the highest but it is still a good service would use more if apr was lower Reviewed on: 6th March 2026

Always helpful.

Always helpful. And keep you updated.Thank you. Reviewed on: 6th March 2026

Very helpful

I find the card very helpful and value for money and easy to manage Reviewed on: 6th March 2026

Always a great service a great choice and great info

Always a great service a great choice and great info Reviewed on: 6th March 2026

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