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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

very good service

No problem at all always happy to help Reviewed on: 15th January 2025

"Exceptional Credit Card Service Highly Recommended!"

"Zopa is hands down one of the best credit card providers I’ve ever dealt with. Their transparent policies, competitive rates, and easy-to-use app make managing my card effortless. The rewards and features are excellent, and their customer service is top-notch. A trustworthy and innovative company!" Reviewed on: 15th January 2025

Very easy to apply and I was given approval within m...

Very easy to apply and I was given approval within minutes. Would definitely recommend this to my friends Reviewed on: 15th January 2025

Very happy with service provided

Very happy with service provided Reviewed on: 15th January 2025

Reliable, efficient and effective

Reliable, efficient and effective Reviewed on: 15th January 2025

Zopa - easy life with Zopa

I had a very smooth application process. The card came quickly. Have been using it for a long time now . No issues or complaints at all. Reviewed on: 15th January 2025

Very helpful & app is so easy to use & manage my acc...

Very helpful & app is so easy to use & manage my account when needed Reviewed on: 15th January 2025

Good credit card

I have had very nice email and text alerts for payment and spending no problems at all vey good people Reviewed on: 15th January 2025

Very fast and quick process of payment and everything

Very fast and quick process of payment and everything Reviewed on: 15th January 2025

Since becoming a Zopa customer I’ve found it an exce...

Since becoming a Zopa customer I’ve found it an excellent service to use,no fuss and would recommend it to anyone looking to use a fast and useful card Reviewed on: 15th January 2025

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