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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything u want from a credit card

Easy application straight foward Reviewed on: 8th March 2026

Great bank

Easy to use, good interest rates and helpful Reviewed on: 8th March 2026

Excellent provider

Very fast service and an extremely easy and friendly app to use with live chat if you need help fast. Reviewed on: 8th March 2026

Easy to use, and to understand the app

Easy to use, and to understand the app Reviewed on: 8th March 2026

Easy to use app.

Easy to use app. Biscuit account is brilliant Reviewed on: 8th March 2026

Great service

Excellent service for myself and the the app is easy to use and the credit score service is a big help to me Reviewed on: 8th March 2026

I think that it is really good experience with zopa.

I think that it is really good experience with zopa. I am really satisfied with zopa bank. Reviewed on: 8th March 2026

Great customer service.

Great customer service. Easy to use. App great to use. Excellent service received Reviewed on: 8th March 2026

Very good quick transaction s easy site to use

Very good quick transaction s easy site to use Reviewed on: 8th March 2026

Great servce for new customer.

I am a new customer. My journey to get the card was smooth all the way till I received it within a short period of time. Most of the service is automated and one's needs are catered for before the neccesity to call for help.. Reviewed on: 8th March 2026

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