Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43454 reviews)

View other Zopa products

4.94

Based on 43,454 reviews, last reviewed 10th Mar 2026

154000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I am very happy,very good application,good bank. I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43454)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company and well designed App.

Great company and well designed App. Easy to use and manage the credit card. Reviewed on: 6th March 2026

Great app

Good service excellent communication snd and easy to use app Reviewed on: 6th March 2026

The application process was simple and quick.

The application process was simple and quick. Everything was very transparent. Reviewed on: 6th March 2026

Very efficient and helpful service and hopefully I’l...

Very efficient and helpful service and hopefully I’ll be able to get my credit score up Reviewed on: 6th March 2026

Zopa is the best credit card ever I have so...

Zopa is the best credit card ever I have so far Reviewed on: 6th March 2026

I had poor credit and I applied for Zopa credit card...

I had poor credit and I applied for Zopa credit card got expired and my credit score was poor now it's up because Zopa believe in me a big thank you Reviewed on: 6th March 2026

I have always been turned down for a credit card but...

I have always been turned down for a credit card but when I applied for a zopa credit card they said yes an I am very grateful as I do spend and I make payments have money to pay them back on the date due it gives you confidence to spend wisely Reviewed on: 6th March 2026

Always found Zopa to be a really good company.

Always found Zopa to be a really good company. Reviewed on: 6th March 2026

Very good company understanding and will always be t...

Very good company understanding and will always be there to help outstanding staff Reviewed on: 6th March 2026

I have car finance and a credit card with them they...

I have car finance and a credit card with them they are brilliant Reviewed on: 6th March 2026

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Everyday credit cards
from Lloyds Bank 3.97 from 63 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub