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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I love zopas customer service second to none and I...

I love zopas customer service second to none and I'm enjoying my experience with my dopamine credit card Reviewed on: 15th January 2025

Zopa credit card is easy as abc probably the easiest...

Zopa credit card is easy as abc probably the easiest credit card I have used it’s great. Reviewed on: 15th January 2025

It’s an amazing card great for everyday use

It’s an amazing card great for everyday use Reviewed on: 15th January 2025

Good card, easy and convenient.

Good card, easy and convenient. Have recommended to friends and family. Reviewed on: 15th January 2025

It’s great!.

I find Zopa very affordable, friendly and helpful. Reviewed on: 15th January 2025

I have a Credit Card and a Car Finance account with...

I have a Credit Card and a Car Finance account with ZOPA. They are fast, efficient, friendly and very helpful. I cannot recommend them enough. Reviewed on: 15th January 2025

Easy app to use and caring customer service

Easy app to use and caring customer service Reviewed on: 15th January 2025

Low interest rates, efficient customer service

Zopa are always quick and efficient at answering queries and the interest rates are really reasonable for the money you borrow Reviewed on: 15th January 2025

Enthusiastic

My personal view with Zopa has been excellent and it’s give e enthusiasm to build my credit score and I would highly recommend my friends to take advantage to become a member of Zopa bank. Reviewed on: 15th January 2025

I've had no.

I've had no. Problem with my zopa card and they are very helpful when you get in touch Reviewed on: 15th January 2025

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Want to see more from Zopa?

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