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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Help me when I was on troble

Help me so much when I need money easy and clean app Reviewed on: 15th January 2025

Easy to use on the app

Easy to use on the app and easy to control Reviewed on: 15th January 2025

Very helpful for daily use I recommend for everyone

Very helpful for daily use I recommend for everyone Reviewed on: 15th January 2025

I am thoroughly excited to have a Zopa account.

I am thoroughly excited to have a Zopa account. It has assisted me tremendously. Reviewed on: 15th January 2025

My my credit card credit card is very helpful to me

My credit card is very helpful to me Reviewed on: 15th January 2025

5* service

Absolutely fantastic service so easy to use. Reviewed on: 15th January 2025

Great credit card, the app is easy to use and great...

Great credit card, the app is easy to use and great customer service Reviewed on: 15th January 2025

The Zopa Ride

I have a very good experience with Zopa, no nasty surprises, just a smooth flow. The credit limit is reasonable and the alerts to remind me of when the direct debit is due are very handy. And I get a message with an every spend. Keeps me focused Reviewed on: 15th January 2025

Excellent efficient provider, with both credit card...

Excellent efficient provider, with both credit card and loan facilities, prompt response with any queries, keep me up to date with changes Reviewed on: 15th January 2025

Very good and easy to use the app

Very good and easy to use the app Reviewed on: 15th January 2025

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