Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great thanks

Very happy with that one credit it's very good banking app Reviewed on: 15th January 2025

Excellent company

Very good company no hassle’s and always take the money on the date I chosen Reviewed on: 15th January 2025

Ease of use.

Ease of use. Very efficient service. Instant updates Reviewed on: 15th January 2025

Good card and app

There are a raft of tools to help build and manage credit, multiple payment options and the ability to apply for other products in the app. Limits are generous and payment details are clear and enable the user to manage effectively Reviewed on: 15th January 2025

Amazing card the only thing is a miss I the...

Amazing card the only thing is a miss I the Apple Pay Reviewed on: 15th January 2025

Easy to apply for fast turn round great service

Easy to apply for fast turn round great service Reviewed on: 15th January 2025

Help me when I was on troble

Help me so much when I need money easy and clean app Reviewed on: 15th January 2025

Easy to use on the app

Easy to use on the app and easy to control Reviewed on: 15th January 2025

Very helpful for daily use I recommend for everyone

Very helpful for daily use I recommend for everyone Reviewed on: 15th January 2025

I am thoroughly excited to have a Zopa account.

I am thoroughly excited to have a Zopa account. It has assisted me tremendously. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub