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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great for credit building

Not had any issues. Easy to use app. Simple and clear t&c’s. Manageable credit limit. Easy ways to repay. Reviewed on: 15th January 2025

Great people yo desk with have answered my quieries...

Great people yo desk with have answered my quieries many times succesfully Reviewed on: 15th January 2025

I can honestly say I have never had a problem I only...

I can honestly say I have never had a problem I only whish other credit card providers was the same Reviewed on: 15th January 2025

Very helpful

Easy to apply , easy to understand Term and Conditions Reviewed on: 15th January 2025

Great customer service for loans

I had asked for a loan and they are quick in their decision to give my loan they are super friendly and polite you can ask customer service anything you wish to ask Reviewed on: 15th January 2025

The reason I like zopa is that it has everything at...

The reason I like zopa is that it has everything at one place Reviewed on: 15th January 2025

Easy application and activation

Straightforward application and activation.Easy to use with an application you can manage your card payments, balances knowing you are in control of your balance and your credit status. I already used to pay for an unexpected car repair bill and it was very convenient and easy to use. Reviewed on: 15th January 2025

Outstanding

They're really easy to apply loans and credit cards are outstandingly good Reviewed on: 15th January 2025

Zopa Excellent

Zopa is an excellent credit card with good service delivery. They provide good credit service Reviewed on: 15th January 2025

Just amazing credit card Fall marks

Just amazing credit card Fall marks Reviewed on: 15th January 2025

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