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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

It great having a Zopa card and they help u...

It great having a Zopa card and they help u Reviewed on: 15th January 2025

Customer service very good however long delays in an...

Customer service very good however long delays in answering telephone enquiries Reviewed on: 15th January 2025

Great efficient service, really helpful

Great efficient service, really helpful Reviewed on: 15th January 2025

I recently had an episode where i could not access m...

I recently had an episode where i could not access my account, i could on the assistance of Zopa customer services ands with a lot of background work it was sorted out Reviewed on: 15th January 2025

Great service all around super happy

Great service all around super happy Reviewed on: 15th January 2025

Happy to have a card with Zopa

I'm happy Zopa gave me a card, the 8nterest is understandably high, so I pay it off in full when I can, it just g8ves me flexibility when needed, and other providers wouldn't g8ve me a card. Zopa did, and it's worked for myself and Zopa I guess. Reviewed on: 15th January 2025

Campbelll

Very good card great valve good service best card yet no complaints from me the app is amazing easy to use Reviewed on: 15th January 2025

Fantastic brilliant

Fantastic from start to finish and so easy to Reviewed on: 15th January 2025

Zopa are great to have a card with I use it for emer...

Zopa are great to have a card with I use it for emergencies it’s so easy to keep up to date with Reviewed on: 15th January 2025

Really easy process.

Really easy process. Regular contact digitally on statements, reminders and new products. The app is designed really well for ease of use also. Reviewed on: 15th January 2025

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