Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service all around super happy

Great service all around super happy Reviewed on: 15th January 2025

Happy to have a card with Zopa

I'm happy Zopa gave me a card, the 8nterest is understandably high, so I pay it off in full when I can, it just g8ves me flexibility when needed, and other providers wouldn't g8ve me a card. Zopa did, and it's worked for myself and Zopa I guess. Reviewed on: 15th January 2025

Campbelll

Very good card great valve good service best card yet no complaints from me the app is amazing easy to use Reviewed on: 15th January 2025

Fantastic brilliant

Fantastic from start to finish and so easy to Reviewed on: 15th January 2025

Zopa are great to have a card with I use it for emer...

Zopa are great to have a card with I use it for emergencies it’s so easy to keep up to date with Reviewed on: 15th January 2025

Really easy process.

Really easy process. Regular contact digitally on statements, reminders and new products. The app is designed really well for ease of use also. Reviewed on: 15th January 2025

Excellent company to deal with

I have always had a great experience and never had a problem at all. Very easy to use the Zopa app Reviewed on: 15th January 2025

Zopa bank assistant

I have always found Zopa very understanding with regard to my needs , I am always kept informed with regards to my account and find that I always advised with the positive things about my account and kept informed when payment is due and the amount to be paid Reviewed on: 15th January 2025

Very good credit card easy to use app very pleased...

Very good credit card easy to use app very pleased Reviewed on: 15th January 2025

Zopa card

A good provider always a first class service Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub