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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent company to deal with

I have always had a great experience and never had a problem at all. Very easy to use the Zopa app Reviewed on: 15th January 2025

Zopa bank assistant

I have always found Zopa very understanding with regard to my needs , I am always kept informed with regards to my account and find that I always advised with the positive things about my account and kept informed when payment is due and the amount to be paid Reviewed on: 15th January 2025

Very good credit card easy to use app very pleased...

Very good credit card easy to use app very pleased Reviewed on: 15th January 2025

Zopa card

A good provider always a first class service Reviewed on: 15th January 2025

Easy application, very quick process from start to f...

Easy application, very quick process from start to finish Reviewed on: 15th January 2025

Great company.

Easy to apply. Great app. Easy to find answers to questions or get help if you need it. Kept updated on spending. Reviewed on: 15th January 2025

Zopa has given me a chance to rebuild my credit scor...

Zopa has given me a chance to rebuild my credit score when nobody else would Reviewed on: 15th January 2025

Good card

Easy to use and clear about payments and rates Reviewed on: 15th January 2025

Simple sign-up process; clear and concise website

Simple sign-up process; clear and concise website and mobile app; User friendly app interface; helpful on-going review of account(s), informing you of other potentially useful Zopa banking services. Reviewed on: 15th January 2025

"I've been using this card for years and I'm very sa...

"I've been using this card for years and I'm very satisfied with it. The customer service is excellent, and the card's features are exactly what I need". Reviewed on: 15th January 2025

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