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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

slow in giving increases

Ok card with good customer service but slow in giving credit increases Reviewed on: 15th January 2025

Excellent service and for money.

Excellent service and for money how they support their customers Reviewed on: 15th January 2025

Very well, excellent customer service

Very well, excellent customer service Reviewed on: 15th January 2025

Always very easy to contact on live chat and very ef...

Always very easy to contact on live chat and very efficient Reviewed on: 15th January 2025

Fantastic so easy to use smooth transactions

Fantastic so easy to use smooth transactions Reviewed on: 15th January 2025

No worry credit card

I have never had to worry with paying as the site is so easy to use. If required to contact, someone will be there, happy to help with any enquiries. Can't fault Zopa. Reviewed on: 15th January 2025

Everything has been so easy, from applying to gettin...

Everything has been so easy, from applying to getting my card to actually managing in the app Reviewed on: 15th January 2025

Amazing and helpful and great service and great cred...

Amazing and helpful and great service and great credit card and want my limit higher Reviewed on: 15th January 2025

help you out

They help you out whe. You are behind payment Reviewed on: 15th January 2025

Great Service

The interest rate is fair and the app is seamless and easy to use i get regular updates and offers and always feel informed. Reviewed on: 15th January 2025

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