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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application, very quick process from start to f...

Easy application, very quick process from start to finish Reviewed on: 15th January 2025

Great company.

Easy to apply. Great app. Easy to find answers to questions or get help if you need it. Kept updated on spending. Reviewed on: 15th January 2025

Zopa has given me a chance to rebuild my credit scor...

Zopa has given me a chance to rebuild my credit score when nobody else would Reviewed on: 15th January 2025

Good card

Easy to use and clear about payments and rates Reviewed on: 15th January 2025

Simple sign-up process; clear and concise website

Simple sign-up process; clear and concise website and mobile app; User friendly app interface; helpful on-going review of account(s), informing you of other potentially useful Zopa banking services. Reviewed on: 15th January 2025

"I've been using this card for years and I'm very sa...

"I've been using this card for years and I'm very satisfied with it. The customer service is excellent, and the card's features are exactly what I need". Reviewed on: 15th January 2025

slow in giving increases

Ok card with good customer service but slow in giving credit increases Reviewed on: 15th January 2025

Excellent service and for money.

Excellent service and for money how they support their customers Reviewed on: 15th January 2025

Very well, excellent customer service

Very well, excellent customer service Reviewed on: 15th January 2025

Always very easy to contact on live chat and very ef...

Always very easy to contact on live chat and very efficient Reviewed on: 15th January 2025

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