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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic so easy to use smooth transactions

Fantastic so easy to use smooth transactions Reviewed on: 15th January 2025

No worry credit card

I have never had to worry with paying as the site is so easy to use. If required to contact, someone will be there, happy to help with any enquiries. Can't fault Zopa. Reviewed on: 15th January 2025

Everything has been so easy, from applying to gettin...

Everything has been so easy, from applying to getting my card to actually managing in the app Reviewed on: 15th January 2025

Amazing and helpful and great service and great cred...

Amazing and helpful and great service and great credit card and want my limit higher Reviewed on: 15th January 2025

help you out

They help you out whe. You are behind payment Reviewed on: 15th January 2025

Great Service

The interest rate is fair and the app is seamless and easy to use i get regular updates and offers and always feel informed. Reviewed on: 15th January 2025

Easy to deal with.

Really easy to deal with. Clear and concise. Reviewed on: 15th January 2025

It was very easy to apply for a credit card and also...

It was very easy to apply for a credit card and also the response was very quick. Reviewed on: 15th January 2025

Never had a problem always get a quick response from...

Never had a problem always get a quick response from customer services Reviewed on: 15th January 2025

Ten stars

I have had my Zopa credit card for three years now and I am very happy with it. Reviewed on: 15th January 2025

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