Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to deal with.

Really easy to deal with. Clear and concise. Reviewed on: 15th January 2025

It was very easy to apply for a credit card and also...

It was very easy to apply for a credit card and also the response was very quick. Reviewed on: 15th January 2025

Never had a problem always get a quick response from...

Never had a problem always get a quick response from customer services Reviewed on: 15th January 2025

Ten stars

I have had my Zopa credit card for three years now and I am very happy with it. Reviewed on: 15th January 2025

Been nice using Zopa card but I’m not happy they hav...

Been nice using Zopa card but I’m not happy they have not given me a credit limit increase over a year with them Reviewed on: 15th January 2025

Absolutely brilliant service which is carried on to...

Absolutely brilliant service which is carried on to help you Reviewed on: 15th January 2025

Happy but not happy today.

Never needed to contact Zopa until today. My credit card was declined with for warning, plus I had more than enough in my balance to pay for said item. Getting in touch using the chat app is a nightmare. Apart from that very happy Reviewed on: 15th January 2025

Easy to deal whit,and quick service

Easy to deal whit,great customer service,all the informations you need they are always prompt to help. Reviewed on: 15th January 2025

I love my Zopa credit card.

I love my Zopa credit card. Never had any problems. The Zopa app is comprehensive yet easy to use. Reviewed on: 15th January 2025

Superb company, product and service.

Superb company, product and service. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.43 from 89 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Everyday Credit Card
from Santander 4.10 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69084 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub