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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Been nice using Zopa card but I’m not happy they hav...

Been nice using Zopa card but I’m not happy they have not given me a credit limit increase over a year with them Reviewed on: 15th January 2025

Absolutely brilliant service which is carried on to...

Absolutely brilliant service which is carried on to help you Reviewed on: 15th January 2025

Happy but not happy today.

Never needed to contact Zopa until today. My credit card was declined with for warning, plus I had more than enough in my balance to pay for said item. Getting in touch using the chat app is a nightmare. Apart from that very happy Reviewed on: 15th January 2025

Easy to deal whit,and quick service

Easy to deal whit,great customer service,all the informations you need they are always prompt to help. Reviewed on: 15th January 2025

I love my Zopa credit card.

I love my Zopa credit card. Never had any problems. The Zopa app is comprehensive yet easy to use. Reviewed on: 15th January 2025

Superb company, product and service.

Superb company, product and service. Reviewed on: 15th January 2025

Great company

Really fair and knowledgeable, not judgemental and treat you as a human. App easy to access and use, no complaints at all! Reviewed on: 15th January 2025

Zopa is the best!

Zopa is the best! Absolutely amazing service and always make you aware of your statements on time, I’ve highly recommended this bank to all my friends and family! Reviewed on: 15th January 2025

Applying for a Zopa credit card is very easy, also p...

Applying for a Zopa credit card is very easy, also providing the requested documents again was very easy. Reviewed on: 15th January 2025

perfectly easy

Simple easy perfect never had a single issue Reviewed on: 15th January 2025

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