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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

easy and straight forward good information given and...

easy and straight forward good information given and easy access to services Reviewed on: 15th January 2025

Never had a problem easy to use app

Never had a problem easy to use app Reviewed on: 15th January 2025

Great customer service, a fantastic, easy mobile app...

Great customer service, a fantastic, easy mobile app to use. Awesome at keeping you in the loop and always there to help. Reviewed on: 15th January 2025

Fantastic on every level

Excellent service, the app is super easy to use and customers are always kept up to date. Reviewed on: 15th January 2025

Valued experience

I have so far been very pleased with my Zopa credit card experience & look forward to future transactions Reviewed on: 15th January 2025

Great app

Great app easy to use seduce and reliable. Reviewed on: 15th January 2025

Excellent service

I recently opened a credit card with Zopa and I couldn't be more pleased with my experience so far. From the moment I applied, the process was seamless and user-friendly. The online application was straightforward, and I received an immediate decision, which was a pleasant surprise. Reviewed on: 15th January 2025

Excellent customer service and easy to use

Excellent customer service and easy to use Reviewed on: 15th January 2025

My credit score is not the best.

My credit score is not the best but Zopa allowed me to have a credit card and have always been very helpful to keep me up to date with all relevant information regardsin balances, payment dates, interest rates etc. Reviewed on: 15th January 2025

I was using the zopa more than 6 month it is very go...

I was using the zopa more than 6 month it is very good . Reviewed on: 15th January 2025

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