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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very glad to use this credit card and the service is...

Very glad to use this credit card and the service is awesome Reviewed on: 15th January 2025

Innovative and creative approach.

Innovative and creative approach. Keeps banking simple and relevant to my needs. Very approachable and genuinely interested in customers. Reviewed on: 15th January 2025

Zopa card Always in control.

With the Zopa app I know exactly how my finances are and am able to budget accordingly, always meeting payments. With notifications of use I am assured of fraudulent activity. Reviewed on: 15th January 2025

Yeah such a good good

Yeah such a good good experience Reviewed on: 15th January 2025

Fantastic company every step easy

Easy like Sunday morning every step of the way Reviewed on: 15th January 2025

Havnt had any issues so far all is good for...

Havnt had any issues so far all is good for me Reviewed on: 15th January 2025

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Very good service and the app is really easy to...

Very good service and the app is really easy to use Reviewed on: 15th January 2025

I have nothing but a fantastic experience with Zopa...

I have nothing but a fantastic experience with Zopa and will definetly recommend Reviewed on: 15th January 2025

Good early notifications of Payment.

Good early notifications of Payment. No hidden charges. Card easy to use both online and in stores Reviewed on: 15th January 2025

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