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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Very good service and the app is really easy to...

Very good service and the app is really easy to use Reviewed on: 15th January 2025

I have nothing but a fantastic experience with Zopa...

I have nothing but a fantastic experience with Zopa and will definetly recommend Reviewed on: 15th January 2025

Good early notifications of Payment.

Good early notifications of Payment. No hidden charges. Card easy to use both online and in stores Reviewed on: 15th January 2025

I have had an easy no hassle experience to date.

I have had an easy no hassle experience to date. Easy credit. Reviewed on: 15th January 2025

Zopa app and card

Easy to use app and clear notifications Reviewed on: 15th January 2025

great - thank you - Awesome service

great - thank you - Awesome service Reviewed on: 15th January 2025

Had my a account a few months not had any issues car...

Had my a account a few months not had any issues card application was straight forward. Reviewed on: 15th January 2025

I don’t have good credit but Zopa help me build up m...

I don’t have good credit but Zopa help me build up my credit score Reviewed on: 15th January 2025

Good service, no issues with Zopa.

Good service, no issues with Zopa. Right limit. No more than than that. Up to me Reviewed on: 15th January 2025

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