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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

So nice, easy to apply for credit card and to use.

So nice, easy to apply for credit card and to use. I am happy to this Reviewed on: 15th January 2025

Great and reliable service

Any questions have been answered quickly and service has been great. Always kept upto date with any news and or changes Reviewed on: 15th January 2025

Increase in spending limits

The good thing about zopa is they dont just randomly add to your credit limit like other companies do therefore easier to keep within limits Reviewed on: 15th January 2025

Great really easy to use

Really good and easy to use really happy with service Reviewed on: 15th January 2025

Easy to use app.

Easy to use app. Good service. More communication about credit increases and score would be even better. I have found making payments easy l, setting up DD easy too. I pay via instant bank transfer which is quick and easy to set up with my bank Reviewed on: 15th January 2025

Happy to help

You’ve been very helpful and are always happy to help Reviewed on: 15th January 2025

Very easy application, very professional, the custo...

Very easy application, very professional, the customer service as been superb, and all information regarding payments and statements have been easy and clear to understand Reviewed on: 15th January 2025

Very nice.

Very nice.i like.very easy.I recommend it with confidence. Cristian Reviewed on: 15th January 2025

Is perfect credit card , is easy to use and is hones...

Is perfect credit card , is easy to use and is honest all the time. Reviewed on: 15th January 2025

easy to apply, easy to use and easy to pay...

easy to apply, easy to use and easy to pay Reviewed on: 15th January 2025

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