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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app.

Easy to use app. Good service. More communication about credit increases and score would be even better. I have found making payments easy l, setting up DD easy too. I pay via instant bank transfer which is quick and easy to set up with my bank Reviewed on: 15th January 2025

Happy to help

You’ve been very helpful and are always happy to help Reviewed on: 15th January 2025

Very easy application, very professional, the custo...

Very easy application, very professional, the customer service as been superb, and all information regarding payments and statements have been easy and clear to understand Reviewed on: 15th January 2025

Very nice.

Very nice.i like.very easy.I recommend it with confidence. Cristian Reviewed on: 15th January 2025

Is perfect credit card , is easy to use and is hones...

Is perfect credit card , is easy to use and is honest all the time. Reviewed on: 15th January 2025

easy to apply, easy to use and easy to pay...

easy to apply, easy to use and easy to pay Reviewed on: 15th January 2025

Very very good highly recommended

Great customer service and great advice Reviewed on: 15th January 2025

Brilliant service all the time every time plane and...

Brilliant service all the time every time plane and simple Reviewed on: 15th January 2025

Always received good customer service

Always received good customer service Reviewed on: 15th January 2025

Really easy to deal with and the app it’s great...

Really easy to deal with and the app it’s great Reviewed on: 15th January 2025

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