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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very very good highly recommended

Great customer service and great advice Reviewed on: 15th January 2025

Brilliant service all the time every time plane and...

Brilliant service all the time every time plane and simple Reviewed on: 15th January 2025

Always received good customer service

Always received good customer service Reviewed on: 15th January 2025

Really easy to deal with and the app it’s great...

Really easy to deal with and the app it’s great Reviewed on: 15th January 2025

Very helpful if you had a problem

Very helpful if you had a problem Reviewed on: 15th January 2025

Zopa are the most accommodating company I’ve been wi...

Zopa are the most accommodating company I’ve been with, they offer so much in the way of customer experience that it makes using the service seamless. The app is both slick and functional and gives lots of useful insights into money management which you just don’t get with other credit card companies. Well done Zopa, fantastic service. Reviewed on: 15th January 2025

Easy to work with easy to use excellent

Easy to work with easy to use excellent Reviewed on: 15th January 2025

Great customer service good credit limits helpful bank

Great customer service good credit limits helpful bank Reviewed on: 15th January 2025

Fab service .

Fab service .customer service very helpful.. Reviewed on: 15th January 2025

It’s a good credit card but the app requires a lot o...

It’s a good credit card but the app requires a lot of identity checks when making online purchases. They don’t do very many credit limit increases so that’s a shame but outside of these things the app is useful. Reviewed on: 15th January 2025

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