Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to apply for and great support when needed

Easy to apply for and great support when needed Reviewed on: 15th January 2025

Zopa is easy to use and the app is friendly...

Zopa is easy to use and the app is friendly Reviewed on: 15th January 2025

Great company!

Very easy to navigate and no hidden costs! Definitely recommend Reviewed on: 15th January 2025

They gave me an opportunity to better my credit rating

They gave me an opportunity to better my credit rating Reviewed on: 15th January 2025

Ease of app

App is very easy to use when making payments and checking statements Reviewed on: 15th January 2025

Pioneers of future finances

ZOPA are ground breaking innovative leaders pioneering quality financial services and world class customer care. One to watch. Reviewed on: 15th January 2025

Easy to use.

Easy to use. Good customers service Reviewed on: 15th January 2025

Just smoothly and easy to access

Just smoothly and easy to access Reviewed on: 15th January 2025

Easy to use app.

Easy to use app. Good information about account and links available to me. I feel secure in the knowledge that all my personal information is safe and secure. Reviewed on: 15th January 2025

I am very satisfied, good service, no problems, eve...

I am very satisfied, good service, no problems, everything is solved quickly, good protection, I am satisfied with this card Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.89 from 3309 reviews
British Airways credit card
from American Express 4.43 from 89 reviews
Initial Credit Card
from Barclaycard 4.02 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69084 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub