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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very good service and easy to use card

Very good service and easy to use card Reviewed on: 15th January 2025

Friendly staff, reliable zopa service overall

Friendly staff, reliable zopa service overall Reviewed on: 15th January 2025

Very good service, app easy to use.

Very good service, app easy to use. Keeps you update on your balance. Reviewed on: 15th January 2025

Great Bank

Easy access to account, easy use of app and it ls all on one place Reviewed on: 15th January 2025

zopa brings smile

zopa have been friendly helpful company. made it easy to manage my account . Reviewed on: 15th January 2025

Very impressed

I have been really impressed with Zopa right from the day i applied for the credit card including keeping me up to date every time I make a purchase and throughout the month Reviewed on: 15th January 2025

Best card to use in Europe

Applied a while back. Got accepted relatively easily. Withdrawn and paid with ease - used in Europe with no dramas whatsoever Reviewed on: 15th January 2025

Since I became a card carrier, it has been great cus...

Since I became a card carrier, it has been great customer experience. Reviewed on: 15th January 2025

Easy to use

The experience throughout was seamless and it has been a very easy experience to navigate through the credit card process right from the word go. Reviewed on: 15th January 2025

Brill fantastic service nothig too much trouble

Brill fantastic service nothig too much trouble Reviewed on: 15th January 2025

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