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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Ease of app

App is very easy to use when making payments and checking statements Reviewed on: 15th January 2025

Pioneers of future finances

ZOPA are ground breaking innovative leaders pioneering quality financial services and world class customer care. One to watch. Reviewed on: 15th January 2025

Easy to use.

Easy to use. Good customers service Reviewed on: 15th January 2025

Just smoothly and easy to access

Just smoothly and easy to access Reviewed on: 15th January 2025

Easy to use app.

Easy to use app. Good information about account and links available to me. I feel secure in the knowledge that all my personal information is safe and secure. Reviewed on: 15th January 2025

I am very satisfied, good service, no problems, eve...

I am very satisfied, good service, no problems, everything is solved quickly, good protection, I am satisfied with this card Reviewed on: 15th January 2025

Very good service and easy to use card

Very good service and easy to use card Reviewed on: 15th January 2025

Friendly staff, reliable zopa service overall

Friendly staff, reliable zopa service overall Reviewed on: 15th January 2025

Very good service, app easy to use.

Very good service, app easy to use. Keeps you update on your balance. Reviewed on: 15th January 2025

Great Bank

Easy access to account, easy use of app and it ls all on one place Reviewed on: 15th January 2025

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