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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Enthusiastic

My personal view with Zopa has been excellent and it’s give e enthusiasm to build my credit score and I would highly recommend my friends to take advantage to become a member of Zopa bank. Reviewed on: 15th January 2025

I've had no.

I've had no. Problem with my zopa card and they are very helpful when you get in touch Reviewed on: 15th January 2025

Very fast service and good customer service

Very fast service and customer service Reviewed on: 15th January 2025

Great card never had an issue.

Great card never had an issue. Hot onto any fraud detection. Great card to start building your credit Reviewed on: 15th January 2025

Great thanks

Very happy with that one credit it's very good banking app Reviewed on: 15th January 2025

Excellent company

Very good company no hassle’s and always take the money on the date I chosen Reviewed on: 15th January 2025

Ease of use.

Ease of use. Very efficient service. Instant updates Reviewed on: 15th January 2025

Good card and app

There are a raft of tools to help build and manage credit, multiple payment options and the ability to apply for other products in the app. Limits are generous and payment details are clear and enable the user to manage effectively Reviewed on: 15th January 2025

Amazing card the only thing is a miss I the...

Amazing card the only thing is a miss I the Apple Pay Reviewed on: 15th January 2025

Easy to apply for fast turn round great service

Easy to apply for fast turn round great service Reviewed on: 15th January 2025

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