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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Not been with zopa long but so far everything is gre...

5
Not been with zopa long but so far everything is great Reviewed on: 15th January 2025

Very good

5
Your credit card, best card in the world Reviewed on: 15th January 2025

I love zopas customer service second to none and I...

5
I love zopas customer service second to none and I'm enjoying my experience with my dopamine credit card Reviewed on: 15th January 2025

Zopa credit card is easy as abc probably the easiest...

5
Zopa credit card is easy as abc probably the easiest credit card I have used it’s great. Reviewed on: 15th January 2025

It’s an amazing card great for everyday use

5
It’s an amazing card great for everyday use Reviewed on: 15th January 2025

Good card, easy and convenient.

5
Good card, easy and convenient. Have recommended to friends and family. Reviewed on: 15th January 2025

It’s great!.

5
I find Zopa very affordable, friendly and helpful. Reviewed on: 15th January 2025

I have a Credit Card and a Car Finance account with...

5
I have a Credit Card and a Car Finance account with ZOPA. They are fast, efficient, friendly and very helpful. I cannot recommend them enough. Reviewed on: 15th January 2025

Easy app to use and caring customer service

5
Easy app to use and caring customer service Reviewed on: 15th January 2025

Low interest rates, efficient customer service

5
Zopa are always quick and efficient at answering queries and the interest rates are really reasonable for the money you borrow Reviewed on: 15th January 2025

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