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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Mr Sandor

Help me when need friendly costumers when talking and always help me I like to recommend some me friends. I thinks maybe winning Reviewed on: 15th January 2025

The card was easy to apply for,easy to understand an...

The card was easy to apply for,easy to understand and the app is just great. Reviewed on: 15th January 2025

john zopa

fast and reliable service, on the button Reviewed on: 15th January 2025

A safe hand to hold when re-entering world of credit

Re-entering the world of credit was a little scary after the experience of a Debt Relief Order, but I knew that I needed to take the plunge and take a credit card to improve my credit rating. Zopa first of all took me on as a high risk customer and then gave me the tools to manage my credit. The card, the app and the general support have been excellent and I couldn't recommend highly enough! Reviewed on: 15th January 2025

Very simple app to use, always kept up to date with...

Very simple app to use, always kept up to date with information Reviewed on: 15th January 2025

The app is excellent, cause I can pay...

The app is excellent, cause I can pay at anytime Reviewed on: 15th January 2025

Good customer service and very easy to operate with...

Good customer service and very easy to operate with much security and safety of your personal details Reviewed on: 15th January 2025

Zopa are always on my side, helpful and doing their...

Zopa are always on my side, helpful and doing their best for me. Reviewed on: 15th January 2025

No problems whatsoever so I'm happy

No problems whatsoever so I'm happy Reviewed on: 15th January 2025

Very helpful people and fair easy to speak to and ap...

Very helpful people and fair easy to speak to and app easy to use Reviewed on: 15th January 2025

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