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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application friendly customer service

Easy application friendly customer service Reviewed on: 15th January 2025

Great customer service.

Great customer service. No messing about. Quick and easy. Reviewed on: 15th January 2025

Good services and easy app!

Good services and easy app! They provide clear information and are easy to understand! Reviewed on: 15th January 2025

Excellent

Very good and excellent experience Reviewed on: 15th January 2025

No Problems!

Simple system easily used as part of my financial life with no problems experienced so far. Reviewed on: 15th January 2025

I used the online app it is good

I used the online app it is good Reviewed on: 15th January 2025

Easy to set up accounts and to manage in a...

Easy to set up accounts and to manage in a good app Reviewed on: 15th January 2025

Fantastic card

Unlike other credit cards when making a payment you have to wait ages and in some cases days for the payment to register. ZOPA was my first credit card to credit my account instantly. Reviewed on: 15th January 2025

Bad credit score

Well my credit score was really poor less that 250 but having one of ur cards it’s doubled and some in a short space of time Reviewed on: 15th January 2025

Great, easy to use and fast responses

Quick application and can manage account easily and efficiently via the app. Reviewed on: 15th January 2025

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