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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use app allows you to keep track of spending

The app is very easy to use, you can keep track of spending and balance etc. alerts when money is spent enabling you to keep on top of any unauthorised transactions Help is on hand if needed although to date I haven’t needed to contact them Reviewed on: 15th January 2025

Clear app, quick decision re loan.

Clear app, quick decision re loan. Reviewed on: 15th January 2025

Great company, great interest rate

Great company, great interest rate Reviewed on: 15th January 2025

Exellent service , good support for people.

Exellent service , good support for people. Reviewed on: 15th January 2025

Zopa easy to use and user friendly.

Zopa app is easy to use and user friendly. We we recently needed to raise some money the whole process was quick and easy and money was with us almost instantly. It is easy to keep and eye on your accounts and keep track of things. Reviewed on: 15th January 2025

Great experience easy to use would highly recommend

Great experience easy to use would highly recommend Reviewed on: 15th January 2025

Excellent service and communication easy to use high...

Excellent service and communication easy to use highly recommended Reviewed on: 15th January 2025

Very pleased with the card very easy App to work wit...

Very pleased with the card very easy App to work with Happy Reviewed on: 15th January 2025

David's Zopa Credit card review.

Application process was straightforward. Customer Services and App easy to contact and understand. Very pleased with everything. Reviewed on: 15th January 2025

Amazing amazing .

Amazing. card and great service staff are great very easy application Reviewed on: 15th January 2025

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