Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

So,easy to apply.

So,easy to apply.The process is so quicki highly commend zopa Reviewed on: 15th January 2025

Hassle free service and the app is excellent

Hassle free service and the app is excellent Reviewed on: 15th January 2025

very straight forward to sign up and had no problems...

very straight forward to sign up and had no problems using the card Reviewed on: 15th January 2025

Zopa gave me a card when most wouldn't, I've used it...

Zopa gave me a card when most wouldn't, I've used it when needed and kept up with repayments. Now my limit has been increased Reviewed on: 15th January 2025

Easy to use app allows you to keep track of spending

The app is very easy to use, you can keep track of spending and balance etc. alerts when money is spent enabling you to keep on top of any unauthorised transactions Help is on hand if needed although to date I haven’t needed to contact them Reviewed on: 15th January 2025

Clear app, quick decision re loan.

Clear app, quick decision re loan. Reviewed on: 15th January 2025

Great company, great interest rate

Great company, great interest rate Reviewed on: 15th January 2025

Exellent service , good support for people.

Exellent service , good support for people. Reviewed on: 15th January 2025

Zopa easy to use and user friendly.

Zopa app is easy to use and user friendly. We we recently needed to raise some money the whole process was quick and easy and money was with us almost instantly. It is easy to keep and eye on your accounts and keep track of things. Reviewed on: 15th January 2025

Great experience easy to use would highly recommend

Great experience easy to use would highly recommend Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.43 from 89 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Avios Credit Card
from TSB 3.14 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub