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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit cards made easy

Easy to navigate website, only get credit for what you can afford Reviewed on: 15th January 2025

Easy to understand , flexible payments, low charges

Easy to understand , flexible payments, low charges Reviewed on: 15th January 2025

Great app would like apple pay to be available though.

Great app would like apple pay to be available though. Customer service easy to access and helpful Reviewed on: 15th January 2025

Very easy app to use always has useful information a...

Very easy app to use always has useful information and staff or good to deal with excellent service Reviewed on: 15th January 2025

Excellent service, never had any issues with the card

Excellent service, never had any issues with the card Reviewed on: 15th January 2025

Brilliant company

Very easy to set up, great app direct debit payments, I’ve struggled getting credit after an Iva following my marriage break up and this company have put me back in the real world thankyou Reviewed on: 15th January 2025

Could do better

Ok the limit has stayed the same which is poor as I always pay my balance off asap Reviewed on: 15th January 2025

Zopa you can trust .

Zopa helps when some won't, they have helped me balance financially and support my needs Reviewed on: 15th January 2025

The Zopa app is amazing!

The Zopa app is amazing! Easy to use and informative! Gives you an update on offers available to you. Reviewed on: 15th January 2025

Great and so easy to use

Great and so easy to use app is so easy to track what’s been spent and how much the payment will be Reviewed on: 15th January 2025

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