Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

A warm and friendly approach I’ve received from all...

A warm and friendly approach I’ve received from all the staff I’ve spoken to over the years Reviewed on: 15th January 2025

Very simple application and online app is easy to na...

Very simple application and online app is easy to navigate Reviewed on: 15th January 2025

Couldn't be happier!

Zopa was quick to apply and to arrive, it's easy to use, has a good customer service, nothing better to say, really. Couldn't be happier. Reviewed on: 15th January 2025

Super duper service!

Super duper service, easy app access and fab back up facility, more of the same please. Great product! Reviewed on: 15th January 2025

Someone tried to defraud me

When someone tried to fraud me by taking money for payment of goods from my credit card it was declined and when I spoke to the office staff the next day they assured me the money would not be allowed, cancelled my credit card and my new card arrived very quickly the same week Reviewed on: 15th January 2025

ease of application.

ease of application. kept informed regular of balance, statements etc. excellent service all round Reviewed on: 15th January 2025

Good card to have and a reasonable rate

Good card to have and a reasonable rate Reviewed on: 15th January 2025

Very easy, fast application.

Very easy, fast application. Card arrived quickly and found the app easy to use and navigate Reviewed on: 15th January 2025

I find the app.

I find the app. Easy to use and understand Reviewed on: 15th January 2025

Even with lower credit they allowed me to take a car...

Even with lower credit they allowed me to take a card out. This will help my credit rating. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews
Credit builder card
from thimbl. 4.92 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub