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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great service and friendly staff always eager to hel...

5
Great service and friendly staff always eager to help you Reviewed on: 15th January 2025

Very easy to apply and the app is easy to...

5
Very easy to apply and the app is easy to use Reviewed on: 15th January 2025

Great service no problems or hassle

5
Great service no problems or hassle Reviewed on: 15th January 2025

No problem with the service and good to resolve any...

5
No problem with the service and good to resolve any questions Reviewed on: 15th January 2025

Easy helpful and very fast i am very happy with zopa...

5
Easy helpful and very fast i am very happy with zopa thank you zopa Reviewed on: 15th January 2025

Zopa offers good tips and advice for all

5
Zopa offers good tips and advice for all Reviewed on: 15th January 2025

A warm and friendly approach I’ve received from all...

5
A warm and friendly approach I’ve received from all the staff I’ve spoken to over the years Reviewed on: 15th January 2025

Very simple application and online app is easy to na...

5
Very simple application and online app is easy to navigate Reviewed on: 15th January 2025

Couldn't be happier!

5
Zopa was quick to apply and to arrive, it's easy to use, has a good customer service, nothing better to say, really. Couldn't be happier. Reviewed on: 15th January 2025

Super duper service!

5
Super duper service, easy app access and fab back up facility, more of the same please. Great product! Reviewed on: 15th January 2025

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