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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent quality service

Excellent customer service,very easy to apply with step by step advice Reviewed on: 15th January 2025

Excellent app, very easy to use.

Excellent app, very easy to use. All questions answered quickly. Very professional Reviewed on: 15th January 2025

Service has always been fast and efficient.

Service has always been fast and efficient. Very friendly UI with clear information. Lots of options as your relationship grows. Very good up dates and not too many emails with unuseful promotions. Reviewed on: 15th January 2025

Excellent

Really helpful amazing service understanding really helped me with my finances got me back into the land of the living thankyou Zopa Reviewed on: 15th January 2025

Great service and friendly staff always eager to hel...

Great service and friendly staff always eager to help you Reviewed on: 15th January 2025

Very easy to apply and the app is easy to...

Very easy to apply and the app is easy to use Reviewed on: 15th January 2025

Great service no problems or hassle

Great service no problems or hassle Reviewed on: 15th January 2025

No problem with the service and good to resolve any...

No problem with the service and good to resolve any questions Reviewed on: 15th January 2025

Easy helpful and very fast i am very happy with zopa...

Easy helpful and very fast i am very happy with zopa thank you zopa Reviewed on: 15th January 2025

Zopa offers good tips and advice for all

Zopa offers good tips and advice for all Reviewed on: 15th January 2025

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