Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

A highly professional service.

A highly professional service. Online updates are instant. Reviewed on: 15th January 2025

Always feel satisfy and comfortable whenever I talk...

Always feel satisfy and comfortable whenever I talk to customer service Reviewed on: 15th January 2025

Simply the best

So easy to join get up and running Reviewed on: 15th January 2025

Zopa a very modern credit card

The best thing about mu Zopa card is how easy it is to access support - whether it's access to my balance, pop ups on usage or the availability of online chat services - this has it all Reviewed on: 15th January 2025

Easy to make payments, gives credit limit increases...

Easy to make payments, gives credit limit increases whenever possible. Easy to manage and easy to use mobile app. Friendly customer service team. Would recommended to people looking to build credit history. Reviewed on: 15th January 2025

One of the best credit cards I use.

One of the best credit cards I use.....not aggressive in customer approach and I've had no issues ... I always pay card off in full and charges are not excessive..... Reviewed on: 15th January 2025

Excellent quality service

Excellent customer service,very easy to apply with step by step advice Reviewed on: 15th January 2025

Excellent app, very easy to use.

Excellent app, very easy to use. All questions answered quickly. Very professional Reviewed on: 15th January 2025

Service has always been fast and efficient.

Service has always been fast and efficient. Very friendly UI with clear information. Lots of options as your relationship grows. Very good up dates and not too many emails with unuseful promotions. Reviewed on: 15th January 2025

Excellent

Really helpful amazing service understanding really helped me with my finances got me back into the land of the living thankyou Zopa Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.11 from 68 reviews
Select Credit Card
from Nationwide 3.74 from 14 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub